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Type: Posts; User: jiwonstr

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  1. Answers
    1
    Views
    595

    How to file for an unemployment?

    Hi everyone,

    I have left my company few weeks ago and now I'm unemployed. I have been working in the state of PA and paid the PA taxes. However, I never registered myself as PA resident (doesn't...
  2. Answers
    2
    Views
    830

    No-Load Fund and Where is best place?

    Hi everyone,

    I'd like to start investing in no-load mutual fund because of low fee. I recently opened up with Vanguard Roth IRA and invested in their STAR fund.

    Does Vanguard have no-load funds...
  3. Answers
    4
    Views
    929

    I say it's lousy because they do not match my...

    I say it's lousy because they do not match my contribution yet. I think I will need stick here another two years for them to match 50%... they also have very limited, and lousy funds to choose from...
  4. Answers
    3
    Views
    552

    Hi ebaines, 6 equity/stocks: 1 large cap...

    Hi ebaines,

    6 equity/stocks: 1 large cap (10%), two mid caps (8%, 10%), a small cap (17%), two foreign (8%, 12%)

    One of foreign is invested in emerging market, and other is growing companies...
  5. Answers
    3
    Views
    552

    My 401(k) allocation summary

    Hi everyone,

    I recently re-distributed my firm's 401(k) plan. They're not matching anything yet, so it's totally my dollars for now. I'm 24 years old, and paid off my college loans just now so I'm...
  6. Answers
    2
    Views
    873

    Where can I check my credit score?

    Hi,

    I'm a 24 year old, recent college graduate with no student loan debt. I have had my credit card for nearly two years and want to check my credit score for the first time as I believe I should...
  7. Answers
    4
    Views
    929

    Opening up a Roth IRA

    Hi all,

    I'm 24 year old guy with a decent salary consulting job. I have just paid off all my student loans (whew!) and want to start jumping into saving money.

    I recently started to plan for my...
  8. Answers
    2
    Views
    912

    Learn Spanish as beginner

    Hi all,

    I'm planning to learn Spanish (latin) through Rosetta Stone software. The main reason I'm going to study this is because I want to make a two weeks trip to South America in Dec 2009 (a...
  9. Answers
    2
    Views
    1,462

    Installing Windows XP on my macbook

    Hi all,

    I purchased my macbook about a year ago. It's run using 10.4 Tiger I believe (the previous version of Leopard).

    I want to install Windows XP on my macbook (it's intel processed) but...
  10. Answers
    4
    Views
    5,566

    Merrill Lynch 401K

    Hi,

    I have ML 401(K) account, but wants to know if my 401(K) will be affected by the recent fall of the firm.

    I currently have vest my 401(K) into five different investments; three with...
  11. Answers
    6
    Views
    1,531

    Thanks for the comments (esp Jcdill). I think...

    Thanks for the comments (esp Jcdill). I think you're right on the money. I don't even own a P&S camera and quickly thought DSLR would give me take more pro shots. What P&S camera do you recommend?...
  12. Answers
    1
    Views
    1,253

    Rosetta Stone: Spanish - Worth the money?

    Hi everyone,

    I'm 24 year old Asian who came to US in '99. Graduated from top50 university last year and fluent in English now.

    Due to english being my 2nd language, I didn't have luxury of...
  13. Answers
    1
    Views
    1,931

    How to buy stocks and bonds

    Hi everyone,

    I just finished reading a book called 'Rich Dad Poor Dad" and really inspired me to do some serious investment. I'm 24 year old with couple of years of experience in engineering and...
  14. Answers
    6
    Views
    1,531

    DSLR, starting photography studying

    Hi everyone,

    I'm thinking about purchasing a DSLR camera this winter and start studying about photography. I'm more interested in taking pictures of nature and scenery than human.

    What lense do...
  15. Answers
    2
    Views
    585

    Buying a used car a good move?

    Hi everyone,

    I'm 24 year old with a 10 year old car. I'm thinking about getting a new car to replace my current since it's really old and doesn't look very reliable anymore.

    I was advised from...
  16. Answers
    1
    Views
    976

    How to start saving on buying a house

    Hi everyone,

    I'm 24 year old regular employee making 50+ a year. I'm thinking about start saving for housing in 2009 but doesn't really know where to start.

    I have loans of 6K all together and...
  17. Answers
    6
    Views
    990

    Vehicle Inspection at Other State

    Hi,

    I have MA license plate but currently living in PA. My vehicle inspection expired yesterday (August 08) and need to get new one. Can I just go into any PA inspection site and replace it with...
  18. Question: Loose Weight

    by jiwonstr
    Answers
    1
    Views
    667

    I'm 5'10 and 175 lbs. So we're pretty much even....

    I'm 5'10 and 175 lbs. So we're pretty much even. I too try to lose weight, get it down to 165 range. The most important thing is change your lifestyle and here are how:

    1. Try to move a lot while...
  19. Answers
    2
    Views
    891

    401k distributions

    Hi everyone,

    I'm 24 year old who just kicked off fulltime employment in January this year. I have vested 5% of my paycheck into my 401(k) - although my firm doesn't match it for me just yet. I...
  20. Answers
    2
    Views
    2,219

    Wisdom Teeth Oral Surgery Prices

    Hi alll,

    I have a question about dentistry pricing. It seems like I'm paying a lot for my dental fees.

    I have AETNA DMO as my dental insurance.

    I recently went into dentist for a root canal...
  21. Answers
    5
    Views
    1,618

    Are there specific name to those "periodic...

    Are there specific name to those "periodic deposit" CDs? I'm having troubling finding what those are called. I don't want to just make initial deposit and let it mature until the term ends. I'd like...
  22. Answers
    5
    Views
    1,618

    Certificate of Deposit (CD)

    Hi all,

    I have a quick question about CD. I know the type of CD varies by periods (6 mo, 1 yr, 3 yr, so on), but I want to know more about the detail.

    For example, I know that if I open up a CD...
  23. Answers
    1
    Views
    654

    Book about american government conspiracy

    Hi all,

    I'm a foreign born but an american citizen now. I am 23 year old working at a consulting firm.

    I don't have a great interest in american government and history, but IF there is a book...
  24. Answers
    1
    Views
    522

    401(k) and its investment options

    Hi all,

    I recently opened up my 401(k) plan. I'm 23 and still ton of miles away from the retirement. While I was completing the application, I came up to a page where I could make investment in...
  25. Answers
    2
    Views
    7,921

    Pre-Tax, Roth, or After-Tax

    Which 401(k) plan is the best?

    Could you please give me little pro/cons of each of them and which one might be best choice?

    I'm new to the 401(k) and don't want to make a bad decision.
    ...
  26. Question: 401(k) transfer

    by jiwonstr
    Answers
    1
    Views
    517

    401(k) transfer

    Hi all,

    I'm currently employed with a large consulting firm. I want to enroll in my firm's 401(k) plan, but want to make sure of one thing.

    If I enroll now (through ML) and change my employer...
  27. Answers
    7
    Views
    8,574

    Have a 3 minute sales pitch for this. They...

    Have a 3 minute sales pitch for this. They obviously think you're qualified for the job if they asked you for an interview. They want to know who you are outside of cubicles. Focus on leaderships or...
  28. Answers
    2
    Views
    3,697

    7 digits. The first three are 537, so you don't...

    7 digits. The first three are 537, so you don't care about them. The question asks you the number of combination you can put in last four digits. Think about having four blanks ( ) ( ) ( ) ( ). There...
  29. Answers
    0
    Views
    631

    Company do not match my 401(k) just yet

    Hi, I'm 23 and just started my 1st fulltime job with a nice firm.

    I have realized that my firm does not start matching my 401(k) until 2 years of service (they match 100% after 5 years!! ). Since...
  30. Answers
    1
    Views
    2,499

    I have two state withholding on my paycheck.

    I come from MA and currently work in PA. I have moved to PA but since I filed my application when I was at MA, I have two state withholding on my paycheck. I now live in PA and work in PA. How do I...
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