| I don't see how your ex, if/when he leaves, could be held responsible for payments on a mortgage that ge never signed on to. He could be responsible for real estate taxes, but that's about it. However, depending on how the property is titled, and depending on what jurisdiction you live in, it may be that by having one party take out the mortgage the other party loses their joint tenancy. This may the case if the property was originally titled as Joint Tenancy. You may wan to consult an attorney in your area about this. However, usually when unmarried couples jointly buy a house the property is titled as Tenancy in Common (not Joint tenants), and in that case then each party owns half. If your partner decides to sell he could force you to sell your share as well, and the proceeds would be split 50/50. You also have a question as to who came up with the down payment - if you were married then your divorce proceedings would include a reconciliation of the down payment and payments made for major repairs, but in your case if you paid for these items I don't see how you'd get that back. If things aren't too rocky in your relationship yet, you may want to consider talking these things over with your (soon to be ex) fiance - maybe you can come to an amicable agreement. |