What type of information do landlords obtain for credit checks?

Question

Mar 17, 2008, 07:26 PM

honeyhazelnut

New Member

Join Date: Mar 2008

Posts: 3

What type of information do landlords obtain for credit checks?

I was just wondering what types of information a landlord may obtain about a perspective tenant and how it used against you?

Answers

Mar 17, 2008, 07:28 PM	#2

Fr_Chuck Christianity Expert Join Date: Nov 2005 Location: Georgia Posts: 36,817	well it is not "used" against you, and it is not "used" for you, it is merley used to decide if they wish to rent to you or not. They will see all of your debts, and how you pay for each of them, also your last known employer is often listed. You should go ahead and run one for yourself.

Mar 18, 2008, 07:28 AM	#3

JudyKayTee

Expert

Join Date: Oct 2007

Location: NY State

Posts: 18,208

Quote:

Originally Posted by honeyhazelnut

I was just wondering what types of information a landlord may obtain about a perspective tenant and how it used against you?

I have also been asked to run criminal checks on prospective tenants as part of the background checks.

I own rental property - I don't use the information "against" the prospective tenant. I use it to help me determine the good tenants ... and the bad tenants.

Mar 18, 2008, 07:32 AM	#4

ScottGem Computer Expert and Renaissance Man Join Date: Jan 2003 Location: LI, NY - USA Posts: 33,646 Pay to call ScottGem for advice ($.75/min)	The landlord may obtain ANY information that is part of the public record. That information is used to determine if the person is a good risk as a tenant. Specifically, a landlord would want to know whether the prospective tenant pays his bills on time, was ever evicted from a previous home, has a criminal record etc.



At Ask Me Help Desk you can ask questions in any topic and have them answered for free by our experts. To ask questions or participate in answering them you must register for a free account. By registering you will be able to: Get free answers from experts in any of our 300+ topics. Accept money for answers that you provide. Communicate privately with other members (PM). See fewer ads. Sign Up!