| I'll preface this post by stating the following, this is lender dependant. With that being said, if you have been paying the note from your own funds for 12 months or more, and this can been proven via cancelled checks, you do have "equitable interest" in the property. Having equitable interest will allow you to refinance solely in your name while your daughter quit claims off title at closing. It is completely legal and you will need a reputable lender that knows what he or she is doing to complete the refinance. |