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Home > Law > Real Estate Law   »   Mobile Home Foreclosure

 
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Old Sep 15, 2006, 09:09 AM
sandycane
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Mobile Home Foreclosure

My husband purchased a mobile home the year before we were married. A year after we married he was diagnosed with a chronic illness and has been unable to work since then. He recieves SSI disability, but it is not much. In recent months he has been hospitalized for a lenghty period of time. Due to this, he is not strong enough to walk or move around by himself. The doctor is suggesting that my husband go to a nursing home for an extended period. If so, his SS would have to help pay for that and on my salary I cannot afford to pay for the mobile home. If we let the mobile home "go back" could they garnish his SSI? Also, could they garnish my wages?

Thank you.
Sandy

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Old Sep 15, 2006, 09:31 AM   #2  
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Probably not. You need to talk to an attorney knowledgable about SSI benefits; however, generally, goventment benefits can not be garnished.

In most states, mobile homes are private property and are not foreclosed as "real" property or real estate.

You need to have a discussion with the bank/lender on the mobile home and see what can be arranged.
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Old Sep 15, 2006, 10:07 AM   #3  
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Have you tried selling the mobile home?
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