My mortgage company states they do not have a title for my manufactured home and neither do I. The NCDOT states that a title was never filed with them. The place where I bought my home is no longer in business. I am wanting to sell my home but can't without a title. What are my options?

Kstar4u

I'm assuming you are in North Carolina. In California older mobile home titles are handled by the Department of Motor Vehicles (just like a car). Newer ones are handled by a State agency (The Department of Housing and Community Development). In either case... with the serial number and decal number you should be able to process a "Lost Title" request. If you bought your home from a private party (not new) things can get a little difficult but I'll bet your state will be more than willing to take your money and give you a new title (and registration document). Luckily you have evidence of being the legal owner due to your finance company.

Good luck!!

hgallyn

Correction....older mobilehomes do not go through DMV any longer. In California all titling is done through HCD.
Dealer in California

Fr_Chuck

Somehow I can't believe that your lender would loan the money without being listed and having a copy of a title. It just does not happen.
If that was the case then they don't have a security on it, and it is just a personal loan.

But as noted you will have to make application for a title, using the serial number of the home, manufactor and so on.

Manufactured home guru

This happens all the time. If the MSO ( manufactures statement of Origin) was never titled with the DMV than the DMV will not be able to issue a dup title. Your first step is to call the NC DMV 919-715-7000 and confirm they have no record of that serial number. If they do you may proceed with a dup title request. If they do not you need to contact the manufacture and see if they will issue dup MSO. If the home is less than 10 years old this should not be a problem. There may be a fee in doing so. I have paid up to $75 for dup mso. If the manufacture is unwilling to issue dup mso your last hope is a title bond. You may find the NC instructions in this link. NCDOT Division of Motor Vehicles: Vehicles Being Bonded
Goodluck.

ahorn

My question is almost the exact same but in the state of Ohio... Can you help me...?

Manufactured home guru

Your first step is to find the serial number or VIN or your home. Once you have the serial number you can access the Ohio BMV website http://www.dps.state.oh.us/atps/
and search to see if a title exists and what status it is in. That will determine what your next step will be.