Ask Experts Questions for FREE Help !
Ask

Manufactured home title

Asked Feb 27, 2007, 01:56 PM — 22 Answers
My mortgage company states they do not have a title for my manufactured home and neither do I. The NCDOT states that a title was never filed with them. The place where I bought my home is no longer in business. I am wanting to sell my home but can't without a title. What are my options?

22 Answers
Kstar4u's Avatar
Kstar4u Posts: 251, Reputation: 113
Full Member
 
#2

Mar 2, 2007, 10:04 AM
Quote:
Originally Posted by NurseCindy
My mortgage company states they do not have a title for my manufactured home and neither do I. The NCDOT states that a title was never filed with them. The place where I bought my home is no longer in business. I am wanting to sell my home but can't without a title. What are my options?
I'm assuming you are in North Carolina. In California older mobile home titles are handled by the Department of Motor Vehicles (just like a car). Newer ones are handled by a State agency (The Department of Housing and Community Development). In either case... With the serial number and decal number you should be able to process a "Lost Title" request. If you bought your home from a private party (not new) things can get a little difficult but I'll bet your state will be more than willing to take your money and give you a new title (and registration document). Luckily you have evidence of being the legal owner due to your finance company.

Good luck!
Helpful  (2)
hgallyn's Avatar
hgallyn Posts: 1, Reputation: 10
New Member
 
#3

Mar 31, 2007, 11:07 AM
Correction....older mobilehomes do not go through DMV any longer. In California all titling is done through HCD.
Dealer in California
Helpful  (2)
Fr_Chuck's Avatar
Fr_Chuck Posts: 72,607, Reputation: 37031
Expert
 
#4

Mar 31, 2007, 12:09 PM


Somehow I can't believe that your lender would loan the money without being listed and having a copy of a title. It just does not happen.
If that was the case then they don't have a security on it, and it is just a personal loan.

But as noted you will have to make application for a title, using the serial number of the home, manufactor and so on.
Helpful
Manufactured home guru's Avatar
Manufactured home guru Posts: 4, Reputation: -1
New Member
 
#5

May 25, 2007, 01:01 PM
Comment on Fr_Chuck's post
Quote:
Originally Posted by Fr_Chuck View Post
Somehow I can't believe that your lender would loan the money without being listed and having a copy of a title. It just does not happen.
If that was the case then they don't have a security on it, and it is just a personal loan.

But as noted you will have to make application for a title, using the serial number of the home, manufactor and so on.
wrong info
Helpful
Manufactured home guru's Avatar
Manufactured home guru Posts: 4, Reputation: -1
New Member
 
#6

May 25, 2007, 01:15 PM
Quote:
Originally Posted by NurseCindy
My mortgage company states they do not have a title for my manufactured home and neither do I. The NCDOT states that a title was never filed with them. The place where I bought my home is no longer in business. I am wanting to sell my home but can't without a title. What are my options?
This happens all the time. If the MSO ( manufactures statement of Origin) was never titled with the DMV than the DMV will not be able to issue a dup title. Your first step is to call the NC DMV 919-715-7000 and confirm they have no record of that serial number. If they do you may proceed with a dup title request. If they do not you need to contact the manufacture and see if they will issue dup MSO. If the home is less than 10 years old this should not be a problem. There may be a fee in doing so. I have paid up to $75 for dup mso. If the manufacture is unwilling to issue dup mso your last hope is a title bond. You may find the NC instructions in this link. NCDOT Division of Motor Vehicles: Vehicles Being Bonded
Goodluck.
Helpful
ahorn's Avatar
ahorn Posts: 1, Reputation: 1
New Member
 
#7

Nov 29, 2007, 03:29 PM
My question is almost the exact same but in the state of Ohio... Can you help me...?
Helpful
Manufactured home guru's Avatar
Manufactured home guru Posts: 4, Reputation: -1
New Member
 
#8

Nov 30, 2007, 06:48 AM
Your first step is to find the serial number or VIN or your home. Once you have the serial number you can access the Ohio BMV website http://www.dps.state.oh.us/atps/
And search to see if a title exists and what status it is in. That will determine what your next step will be.
twinkiedooter (Nov 20, 2009 06:58 PM): This is incorrect. You cannot search for a mobile home title this way in Ohio.   Source:
Helpful
redsolo's Avatar
redsolo Posts: 1, Reputation: 10
Junior Member
 
#9

Nov 19, 2009, 12:28 PM
I have a very similar problem. I bought the home in Missouri, but now it sits in Oklahoma. I never received a title, and I have contacted the department of revenue, who has no information on it. I need a title so that I can sell the house. Please help
Helpful
twinkiedooter's Avatar
twinkiedooter Posts: 12,172, Reputation: 6046
Uber Member
 
#10

Nov 20, 2009, 06:55 PM
Quote:
Originally Posted by redsolo View Post
I have a very similar problem. I bought the home in Missouri, but now it sits in Oklahoma. I never received a title, and I have contacted the department of revenue, who has no information on it. I need a title so that I can sell the house. Please help
Who did you buy this home from in Missouri? A private person or a dealer?
Helpful  (1)

Not your question? Ask your question View similar questions

 
Thread Tools Search this Thread
Search this Thread:

Advanced Search

Add your answer here.

Remove Text Formatting

Undo
Redo
 
Decrease Size
Increase Size
Bold
Italic
Underline
Align Left
Align Center
Align Right
Ordered List
Unordered List
Decrease Indent
Increase Indent
Insert Email Link
Wrap [QUOTE] tags around selected text
Wrap [CODE] tags around selected text
Wrap [HTML] tags around selected text
Wrap [PHP] tags around selected text
Wrap [YOUTUBE] tags around selected text
Notification Type:



Check out some similar questions!

Manufactured home [ 5 Answers ]

I live in a neighborhood where houses go for between$700,000 -$1,000,000+ range in the Bay Area.Would there be something wrong with having a pre-fab house built on my lot?Would it diminish the value of the house vs. A traditional constructed house?I need to tear down my house in the future and...

Repossession of Manufactured Home [ 4 Answers ]

I co-signed for someone to purchase a MH. Long story short-The lending company (Green Tree) called me. The person in the MH is 3 months behind and they wanted me to pay the amount. I told them(GreenTree) that if the payments aren't being paid then go get the MH. The rep from Green Tree then told me...

Repossession of Manufactured Home Due to Default [ 1 Answers ]

My corporation, a Georgia corporation, is the Holder of a Promissory Note, which Note is currently in default, as defined by the provisions of such Note. As collateral for the Note, Borrower originally granted Holder a security interest in the underlying asset being purchased by Borrower with the...

Manufactured home default law before repossesion [ 7 Answers ]

I just have a question about the law that surrounds manufactured homes (mh). Our mh loan is due on the 1st, we are generally always late, usually paid on 12th or later. We never not pay, we pay. The company that our loan is through has a guy who is completely rude. He considers it 30 days late...


View more Real Estate Law questions Search