Ask Experts Questions for FREE Help!
  Advanced
Register  |  Log in  
   Ask    
 Answer  
  Help  

Ask QuestionsprogressAnswer QuestionsprogressBuild ReputationprogressBecome an Expert
 
Free Answers in 3 Easy Steps

Register Now
3 Steps

At Ask Me Help Desk you can ask questions in any topic and have them answered for free by our experts. To ask questions or participate in answering them you must register for a free account. By registering you will be able to:
  • Get free answers from experts in any of our 300+ topics.
  • Accept money for answers that you provide.
  • Communicate privately with other members (PM).
  • See fewer ads.

Home > Law > Real Estate Law   »   How do I know if there is a lien?

 
Thread Tools Display Modes
Question
 
 
#1  
Old Aug 22, 2007, 05:14 PM
cmkubis6
New Member
cmkubis6 is offline
 
Join Date: Jul 2007
Posts: 2
cmkubis6 See this member's comment history on his/her Profile page.
How do I know if there is a lien?

My sister passed away and the collection agencies say they are putting a lien on her property. The only problem is the property is not hers but belongs to my mother. It was never hers. How can we find out if someone is trying to put a lien on my mothers house in my sisters name.

Reply With Quote
 
     

Answers
 
 
Old Aug 22, 2007, 05:20 PM   #2  
Expert
excon is offline
 
excon's Avatar
 
Join Date: Aug 2005
Location: On the outside
Posts: 8,795
excon See this member's comment history on his/her Profile page.excon See this member's comment history on his/her Profile page.excon See this member's comment history on his/her Profile page.excon See this member's comment history on his/her Profile page.excon See this member's comment history on his/her Profile page.excon See this member's comment history on his/her Profile page.excon See this member's comment history on his/her Profile page.excon See this member's comment history on his/her Profile page.excon See this member's comment history on his/her Profile page.
Hello cm:

You can't find out if they're TRYING. Plus, if your sister doesn't own it, it won't matter a hill of beans.

If your sister has an estate, the estate is liable for her debts. If she left nothing, then there's nothing to pay with and nobody to sue. The collection agency is outta gas. Too bad for them.

excon
  Reply With Quote
 
     
 
 
Old Aug 23, 2007, 06:42 AM   #3  
Real Estate Expert
rockinmommy is offline
 
rockinmommy's Avatar
 
Join Date: Aug 2007
Location: Texas Panhandle
Posts: 857
rockinmommy See this member's comment history on his/her Profile page.
A title search would reveal any liens attached to a property.

You can hire a title company to do a thorough one for you or you can do it yourself by searching records in the county where the house is located.

Is your sister's name anywhere on the property? Tax records, deed, loan, anything? If not, when the debtor goes to file the lien they'll see that it's not in her name and won't be able to attach a lien to it, as long as the debt is solely in your sister's name and your mom wasn't a co-signer or anything.

Hope that helps.
Karla in TX
  Reply With Quote
 
     
 
 
Old Aug 23, 2007, 06:48 AM   #4  
Ultra Member
Emland is offline
 
Emland's Avatar
 
Join Date: Mar 2007
Location: Tidewater, VA
Posts: 2,101
Emland See this member's comment history on his/her Profile page.Emland See this member's comment history on his/her Profile page.Emland See this member's comment history on his/her Profile page.Emland See this member's comment history on his/her Profile page.
Debt collectors say a whole lot of garbage to rattle your cage and try to get you to pay.

They can't attach a lien to your mother's property and no one else is obligated to her debt.
  Reply With Quote
 
     
 
 
Old Aug 23, 2007, 06:54 AM   #5  
Computer Expert
ScottGem is offline
 
ScottGem's Avatar
 
Join Date: Jan 2003
Location: LI, NY - USA
Posts: 23,733
ScottGem See this member's comment history on his/her Profile page.ScottGem See this member's comment history on his/her Profile page.ScottGem See this member's comment history on his/her Profile page.ScottGem See this member's comment history on his/her Profile page.ScottGem See this member's comment history on his/her Profile page.ScottGem See this member's comment history on his/her Profile page.ScottGem See this member's comment history on his/her Profile page.ScottGem See this member's comment history on his/her Profile page.ScottGem See this member's comment history on his/her Profile page.ScottGem See this member's comment history on his/her Profile page.ScottGem See this member's comment history on his/her Profile page.
Pay to call ScottGem for advice ($.75/min)
Call ScottGem via Skype™
Did your sister leave an estate worth anything? Was someone appointed to be executor? Has anything been distributed yet?

As Emland said, debt collectors will say anything to scare you into paying. DO NOT pay them a cent unless it out of the estate. If there is no estate, send each collector a certified letter with a copy of the death certificate. State that your sister is deceased leaving no assets. Tell them to cease contacting you since her debts died with her.
  Reply With Quote
 
     


Thread Tools
Display Modes

 
Similar Sponsors

Similar Threads
Question Asker Forum Answers Last Post
removing a lien uc1star Real Estate Law 1 Jun 26, 2007 11:09 AM
Lien and deed CLMoore Real Estate Law 1 Jun 16, 2007 09:53 AM
HOA lien sgreene Real Estate Law 1 Apr 19, 2007 12:49 PM
Lien lahill Credit 4 Nov 15, 2006 02:23 PM
lien rick298 Banking 8 Jan 7, 2006 03:47 AM




Copyright ©2003 - 2007, Ask Me Help Desk.
All times are GMT -8. The time now is 01:48 AM.