Hi Shady,
I did not hear that the insurance companies are being so co-operative with the uninsured.. My guess is that they are so freaked out by what has happened to financial institutions and the Auto companies, that they are rushing to present
their case before there is a rushed crisis vote on this again, but in the Senate.
If that happens, it will become law after the Prez signs it.
The problem with private insurance is the premiums and the exclusions for pre-existing conditions. If you are 18 to 35, and not employed by a big company with a good benefit plan, you are being soaked even though you may not use the insurance for any more than a childbirthing or two.
If you are at such a low risk of needing that insurance, people are smart enough to know that paying $5000 or more per year for family coverage is a rip off.
They would rather spend the money on a new vehicle or a trip to Disney World.
When you add to that, today's greatly reduced chances of landing a job that pays more than $30K a year, it is easy to see why so many do not bother with insurance unless they know that their health is going to fail soon.
A lot of people are fearful about government insurance because of the contract with
GE to handle the electronic record-keeping ( remember the last stimulus that was rushed through without being read?) That included $6 Billion to be used to set up the Electronic record system. (Nice of GE to be so co-operative)
Why is this feared? Simple.. If the Socialized Medicine should fail, will those
records end up in the hands of Private Insurance companies so that they can deny
coverage to bad risks?
Will the government safeguard that information, or will they sell it to the highest bidders anyway, even if they do maintain Socialized Medicine?
Will the government use the record system to police the bad habits of the obese,
the diabetic, the frequently injured, the smokers, ot just plain junk food consumption?
You say "how could this happen?" Simple... You compare the family's grocery
buying habits with their use of the medical system.
(Too many twinkies may spell early heart attacks.)
Will the purchase of ammunition link to death by hunting? Will hunting be
outlawed if it harms too many?
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Quote:
Originally Posted by lshadylady I am not an expert. Are we about to see if Capitalism and Socialism can co-exist? Obahma's latest healthcare request is so not based on reality that I had hopes it would not pass. But even on these pages, there are ad's for people to come to the Health Care Insurance Companies for your free health care insurance. They are educating the public. The cost of supplemental insurance is $0 to $40 a month. The masses will pile on to them wanting and trusting that they are not paying with their lifestyle. but only $40 a month.
But what is unreal is they want to cut Medicare expenses to help pay for this insurance. The one thing that provides and gives many, many people healthcare that could not afford it otherwise. How can that work?
If the Insurance companies did not already know that putting this proposal to the vote was just a show, that it might not pass, would they spend the advertising money like this?
That's two questions . if that is not allowed leave out the Medicare statement, please. |