I live in an 8 unit condominium in Florida. I have had it confirmed by two plumbing companies that there is a water leak in the concrete in the master bathroom. The copper piping is set in concrete. They tell me I have to have the whole condo unit, mine, repiped. Who's responsibility is this? The condo association or the owner? Or do they split the costs for repairs? Is there the possibility that this might be covered by homeowner's insurance? Thanks for any help and tips you can provide me.

Kathy