| ad hominem is a wrong, invalid argument one could use in a discussion. The point of discussion isn't being discussed, but someone who uses this kind of argument sys the one who states the argument is corrupt, not properly educated, whatever.
Example: Hillary and Obama are discussing politics, and then, when Obama states something, Hilary says: you are very unexperienced, you cannot know that". Maybe Obama is unexperienced, but that does not tell you anything about whether his statement is true or false. In a healthy discussion, these personal remarks are avoided, and participants stick to the facts. | 
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