I have $182 in debt (in collections). I already know that I can't get a personal loan from a bank with this on my credit history. What I need to know is, will they approve a car title loan with this debt? Or can I use a co-signer with this debt?

If I have a co-signer, is it possible to have that person removed from the account at a later date?

ChihuahuaMomma

I have not turned down any jobs. I've sent in over 150 applications, and had 13 interviews.

And how is getting a loan once I have a job snowballing debt? I know how to pay my bills. It won't be a large loan, just one to cover my past due bills.

J_9

Have you considered the interest rates? I'm speaking from experience, not trying to chastise you, just giving advice is all.

I read your blog page and you stated that many of the jobs were "denied." Were they denied by you or were you turned down for employment?

ChihuahuaMomma

I was turned down for employment.

I know the interest rates. This doesn't bother me, as I will be able to pay the loan off in 3-4 months.