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Cash a Cheque

Asked Sep 20, 2006, 04:47 PM — 6 Answers
How old do you have to be to cash a cheque?
If you under the age of 18 can you cash a cheque if it is addressed to you?

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6 Answers
CaptainForest's Avatar
CaptainForest Posts: 3,684, Reputation: 2085
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#2

Sep 20, 2006, 09:23 PM
Yes you can.

You can cash a cheque at any age.
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Phoenix25's Avatar
Phoenix25 Posts: 221, Reputation: 20
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#3

Sep 20, 2006, 10:26 PM
Thank you
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ScottGem's Avatar
ScottGem Posts: 58,165, Reputation: 28165
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#4

Sep 21, 2006, 06:48 AM


Only the payee of a check can present it for payment. The exception to this is is the payee endorses the check to someone else. There is no age limit, but be prepared to show ID.
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Phoenix25's Avatar
Phoenix25 Posts: 221, Reputation: 20
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#5

Sep 21, 2006, 02:04 PM
Thanks that helps alot
THANK YOU!
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CaptainForest's Avatar
CaptainForest Posts: 3,684, Reputation: 2085
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#6

Sep 21, 2006, 07:52 PM
Show ID Scott?

I have NEVER been asked to show id when I cash a cheque into my account.

But, I show them my bank book which has my bank account number on it.

I guess the rules are different since we do live in different countries.

Actually, now a days I don’t use the tellers anymore, I just cash cheques via the ATM machines.
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ScottGem's Avatar
ScottGem Posts: 58,165, Reputation: 28165
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#7

Sep 22, 2006, 06:32 AM


Quote:
Originally Posted by CaptainForest
I have NEVER been asked to show id when I cash a cheque into my account.
Note the bolded phrase. You are entirely correct in that. However, I'm assuming, based onthe question, that the OP doesn't have a bank account and that he will be using a check cashing service. Such usually do require ID.

I haven't been to a teller in years. 99% of my bank dealings is done through the WEB or with ATMs.
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