I wouldn't even believe that answer came from a minister...how rude!
I really feel bad for you, I don't have a answer for you but I wish you the best of luck, for I know we make mistakes in life and money. But there is one thing for sure with out them we never learn. and by going throught the consequeces first hand we will better people, then those have had it all given to them....even ministers!
I will Pray for you and your Family on this!
