will a judgment go away if i file bankruptcy

debijean60 · #1 May 5, 2008, 12:04 PM

i recently had a $9K judgement placed against me - if i decide to file bankruptcy, will the judgement go away

progunr · May 5, 2008, 12:16 PM

It depends on what the judgment is for.

There are some things that can't be dismissed such as taxes, student loans, and child support to name a few.

If it is just a normal civil judgment for something like a repossessed car, or bad credit card debt then yes, it can be dismissed in a chapter 7. If you file chapter 13, nothing gets dismissed, you just end up with a longer term payback plan.



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