i live in florida now and i am head of household..ny state is garnishiring 15% of my wages...i was in an agreement with them to pay 100 dollars monthly so theyn stopped...back in october my son was a passenger in a bad car accident and was is the hospital for 3 weeks and needed some home care...i missed alot of work and didnt have the money to send the loan so the started the garnishment again...i called them to tell them waht happened and she said that it didnt matter...its gonna continue unless i put down 500.00 to stop the garnishment....i dont have 500.00 now..so what can i do...?i wanted to continure to send the 100 but she said no...i cant afford 15% of my pay to be taken..help!!!!

ScottGem

You should have called them BEFORE they reinstated the garnishment. Frankly, there is nothing you can do. You owe the money, they have a judgement against you.

excon

Hello lorine:

I understand your situation. You want to know what choices are available to you. The problem is that once you have a judgment, your choices are severely limited. As you discovered, the state doesn't care about your problems.

If it takes $500 cash to stop the garnishment, then you have to raise the cash. Get an advance from work. Sell cans. Have a garage sale. Sell your car. I dunno. (But, DON'T go to a payday loan place!) I think you have no other choices......... None that I can think of anyway.

Of course, I didn't mention bankruptcy, because that's gonna cost MORE than $500.

excon