Ask Experts Questions for FREE Help !
Ask

Validation of Debt Letter

Asked Apr 20, 2007, 05:08 PM — 4 Answers
Subject: Validation of Debt Letter

I have received a Civil Summons for a credit card debt. I want to send a letter requesting Validation of debt.
Who should I send the letter too ? A. Plaintiff B. Attorney C. Both A and B.
I live in North Carolina and the Plaintiff is UNIFUND CCR PARTNERS in Ohio.

4 Answers
excon's Avatar
excon Posts: 21,004, Reputation: 15480
Expert
 
#2

Apr 21, 2007, 08:11 AM


Hello Cook:

Send it to ALL of them. What? It's going to cost an extra $.39 plus copy charges. Big deal.

excon
Helpful
microbiology's Avatar
microbiology Posts: 7, Reputation: 1
New Member
 
#3

Apr 18, 2008, 11:48 PM
Hi what happened with your case? I have a similar situation going on.
Thanks
Helpful
chrysalis's Avatar
chrysalis Posts: 5, Reputation: 1
New Member
 
#4

May 4, 2008, 11:33 PM
Ok if this is indeed a "filed" summons there is really no need to ask for debt validation at this point

What you need to do is respond to the summons per the instructions on the summons within 30 days. If you fail to do that a default judgement will be entered against you and you will not be able to fight it any longer. The reason why there is no longer a need for debt validation is because that will be taken care of with your answer. There is a specific way to respond so research it thoroughly. During the discovery phase you will be able to ask for any and all documents to prove its validity. If it's truly a summons it will be time and date stamped by the county it was filed in.
Helpful
JudyKayTee's Avatar
JudyKayTee Posts: 45,437, Reputation: 23563
Uber Member
 
#5

May 5, 2008, 05:08 AM
Quote:
Originally Posted by chrysalis
ok if this is indeed a "filed" summons there is really no need to ask for debt validation at this point

What you need to do is respond to the summons per the instructions on the summons within 30 days. If you fail to do that a default judgement will be entered against you and you will not be able to fight it any longer. The reason why there is no longer a need for debt validation is because that will be taken care of with your answer. There is a specific way to respond so research it thoroughly. During the discovery phase you will be able to ask for any and all documents to prove its validity. If it's truly a summons it will be time and date stamped by the county it was filed in.

Good advice but this was posted in April 2007 and the OP has not been back.
Helpful

Not your question? Ask your question View similar questions

 
Thread Tools Search this Thread
Search this Thread:

Advanced Search

Add your answer here.

Remove Text Formatting

Undo
Redo
 
Decrease Size
Increase Size
Bold
Italic
Underline
Align Left
Align Center
Align Right
Ordered List
Unordered List
Decrease Indent
Increase Indent
Insert Email Link
Wrap [QUOTE] tags around selected text
Wrap [CODE] tags around selected text
Wrap [HTML] tags around selected text
Wrap [PHP] tags around selected text
Wrap [YOUTUBE] tags around selected text
Notification Type:



Check out some similar questions!

Debt Validation [ 3 Answers ]

Hi all, I sent a validation letter over a month ago to a law firm which said I had 30 days to respond to their debt that they stated I owed. Well, it has been over 30 days and all I have received from them was a letter stating they received my original debt validation letter, and nothing...

Debt validation [ 2 Answers ]

I am interested in finding out if: collection agencies notice of the 30 day to respond. Say if this notice is dated a year ago. Can I still go ahead and write and ask for the validation of debt owed requesting the documents, etc. Under the law. Can I do this and just keep it on file. Will it...

What constitutes debt validation? [ 1 Answers ]

I'm told that if a firm refuses to validate a debt under the FDCPA, they may not legally collect the debt. Further, I'm told that a billing statement is not considered proof. Is that true? If so, can someone cite the law so I can cite it in court? My situation is that I'm being sued by Weltman,...

Question #2 Debt Validation: Should I wait out and old debt? [ 5 Answers ]

Hi, Concerning the Debt Validation / Verification process: If a debt is due to expire (over 7 years old) in a couple of months, is it better to validate /verify it; or wait it out and then get it removed - that is, will the act of verifying the debt renew the life of the debt in the event...


View more Other Law questions Search