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Texas garnishment and bank levy laws

Asked Oct 4, 2008, 03:01 PM — 1 Answer
Texas law for wage garnishment and bank levy
Does texas allow wage garnishment or bank account levy for unsecured loan? What happens with a judgement?

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JudyKayTee's Avatar
JudyKayTee Posts: 45,437, Reputation: 23563
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Oct 4, 2008, 03:28 PM
Quote:
Originally Posted by wendb View Post
texas law for wage garnishment and bank levy
Does texas allow wage garnishment or bank account levy for unsecured loan? What happens with a judgement?

Posted twice and previously answered:

"Texas does NOT allow wage garnishment for consumer debt so your salary is safe; they CAN place a lien on your home; Texas DOES allow levy of bank accounts, seizure and sale of non exempt property and liens against real property although a sale of a PRIMARY residence cannot be forced and the lien just basically sits there until satisfied or the proeprty is sold.

Texas is a community property state - some joint marital property can be seized, levied or liened when only one spouse is the debtor."
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