Summons for old debt

karensuzanne · #1 Dec 12, 2006, 11:20 PM

I received a summons to appear in court for an old credit card debt (I think my last payment was in 2000 or 2001). The SOL in the state in which I resided at the time has expired. How do I prepare myself for court? Or, does the plantiff have to prove their case? Any help is appreciated! Thanks!

mr.yet · Dec 13, 2006, 02:56 AM

Plaintiff must have in their possession the original contract.
Yes they must prove theirclaim.

Yes if the SOL is expired than they have no case.

Link to SOL by state:

http://www.fair-debt-collection.com/...mitations.html

karensuzanne · Dec 13, 2006, 11:33 AM

Quote:

Originally Posted by karensuzanne

I received a summons to appear in court for an old credit card debt (I think my last payment was in 2000 or 2001). The SOL in the state in which I resided at the time has expired. How do I prepare myself for court? Or, does the plantiff have to prove their case? Any help is appreciated! Thanks!

Thank you.