Statue of limitations

moneygirl · #1 Oct 18, 2007, 07:24 PM

Hello, my name is Monica, and I live in Georgia. I had a credit card account opened while I was in college. The account was opened in 1999, however, it came off of my credit report December 2006. I received a phone call from a Law office threatening to take legal actions against me about the account. Isn't there some kind of statue of limitations since the account is no longer on my credit report?

famlee · Oct 21, 2007, 02:42 PM

Quote:

Originally Posted by moneygirl

Hello, my name is Monica, and I live in Georgia. I had a credit card account opened while I was in college. The account was opened in 1999, however, it came off of my credit report December 2006. I received a phone call from a Law office threatening to take legal actions against me about the account. Isn't there some kind of statue of limitations since the account is no longer on my credit report?

The SOL(Statute of Limitations) and CRTP(Credit Reporting Time Periods) are seperate.

Statute of Limitations defense for disputing debts!



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