SoL Debt Collection in Ontario

MonicaDR · #1 Oct 23, 2006, 06:34 PM

I just had (Sprint Canada) call me stating that I have an outstanding debt from a residence I lived in about 7 years ago (1999). They told me that (Rogers) had bought out Sprint and that this was their last attempt to collect this debt.

I asked them to send me proof of my debt with them, but they said that they could not do this and the only thing they could give me was a statement of debt with no account details.

I hear that due to the SoL Act, they cannot attempt to collect this debt. Is this true based on the time frames?

Also, how do I get the creditor to stop calling me? They state that they are trying to collect the debt, yet they cannot place this on my credit report. Make sense?

CaptainForest · Nov 3, 2006, 08:02 PM

MonicaDR,

The SOL on debt back in 1999 was 6 years. Therefore, they can’t sue you for this debt.

FYI: As of Jan 1, 2004, the SOL is now 2 years.

But, as Scott has said, if they can’t even prove that this debt exists, then they have no case, SOL or no SOL.



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