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    Lea Ann Burcham's Avatar
    Lea Ann Burcham Posts: 2, Reputation: 1
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    #1

    Mar 19, 2007, 06:04 PM
    Social Security Disability Garnishment
    Can my social security disability benefits be garnished to pay unsecured credit card debt?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Mar 19, 2007, 06:55 PM
    They arenot suppose to be able to. If these go directly into a bank, they may freeze that bank account and you will have to prove those funds in the bank are from the disability payments to have that bank account released.
    Unclem's Avatar
    Unclem Posts: 6, Reputation: 1
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    #3

    Apr 11, 2007, 12:09 AM
    Quote Originally Posted by Lea Ann Burcham
    Can my social security disability benefits be garnished to pay unsecured credit card debt?
    No they cannot.
    Lea Ann1's Avatar
    Lea Ann1 Posts: 1, Reputation: 1
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    #4

    Dec 16, 2009, 10:03 AM

    Thanks for the opinions. It has been over two years and they cannot garnish social security wages, that is in the state of Arizona. It may be different in other states.

    Sincerely,
    Lea Ann Burcham
    Phoenix, AR
    twinkiedooter's Avatar
    twinkiedooter Posts: 12,172, Reputation: 1054
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    #5

    Dec 16, 2009, 01:46 PM

    It is not different in other states. It applies to all states. SSD cannot be garnished.
    shadesmama's Avatar
    shadesmama Posts: 3, Reputation: 1
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    #6

    Jan 14, 2011, 12:02 AM
    I got a latter this week and they are going to deduct 20% of my SSDI for a student loan... it will devastate me! I will not be able to live on what's left... right now I take my diabetes and blood pressure medicine on odd days to have enough to make it. I am devastated. I am going to try to get the student loan discharged, but not sure where to start!
    twildes's Avatar
    twildes Posts: 3, Reputation: 1
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    #7

    May 26, 2011, 03:20 PM
    Write a letter to the student loan corporation and show them documentation proving you are disabled. Or you if you are seeing a therapist, you might could try to have them send a letter on your behalf telling them that you are disabled.
    Kellyover's Avatar
    Kellyover Posts: 1, Reputation: 1
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    #8

    Sep 8, 2011, 01:31 PM
    The government is the only one that can make garnishment on your SSDI. They can only garnish student loans, back taxes and child support. They get back the money they gave to you on those situations. Past due credit card debt can not be garnished. I wish you have luck with this.
    twildes's Avatar
    twildes Posts: 3, Reputation: 1
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    #9

    Sep 9, 2011, 07:15 AM
    To shadesmomma:
    There are places you can go to get help with your medication for diabetes. Sometimes you can go to the Dept. of human services or you can ask me again and send the message to [email protected]; put the subject line as - NEED HELP FOR DIABETES MEDICATION so that I will know who you are. I know of lots of resources to help people out which is why I have been assigned by "Pathways" to write a book for West Tennessee Healthcare. "theAnswerLady"
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
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    #10

    Sep 9, 2011, 07:26 AM
    Quote Originally Posted by twildes View Post
    or you can ask me again and send the message to [email protected]; put the subject line as - NEED HELP FOR DIABETES MEDICATION so that i will know who you are. I know of lots of resources to help people out which is why i have been assigned by "Pathways" to write a book for West Tennessee Healthcare. "theAnswerLady"
    Hello AnswerLady:

    Why don't you put your information out HERE, where EVERYBODY can benefit from your knowledge?

    excon
    twildes's Avatar
    twildes Posts: 3, Reputation: 1
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    #11

    Sep 9, 2011, 10:45 AM
    Well, I was going to and I will when I get the chance. I first have to find it again amongst my notes. Sorry, I was just so sleepy at that time that it was either lay down or fall down. But I will. At one time, www.merck.com; merck is a big pharmaceutical company; was doing it.
    bougenoyjimmy's Avatar
    bougenoyjimmy Posts: 2, Reputation: 1
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    #12

    Jul 16, 2013, 03:24 PM
    I live in illinios and can not pay for my truck anymore. I am on s.s.d and a disabled veteran. When they get a judgement on me can they put a lien on my property and take it from me
    AK lawyer's Avatar
    AK lawyer Posts: 12,592, Reputation: 977
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    #13

    Jul 16, 2013, 05:07 PM
    Quote Originally Posted by bougenoyjimmy View Post
    I live in illinios and can not pay for my truck anymore. I am on s.s.d and a disabled veteran. when they get a judgement on me can they put a lien on my property and take it from me
    Yes, and yes.

    They can file a judgment lien

    They can execute upon your non-exempt property as well.

    But the first thing they may do, even before suing you, would be to take your truck.
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