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Judgement for Social Security Disability Benefits

Asked Mar 20, 2007, 08:19 PM — 26 Answers
I am on social security disability benefits and it is the only income I have. If a credit card company has a judgement against me can they take my disability benefits, personal belongings, or home or lien on home to repay debt? What can they do to collect the debt?

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26 Answers
jeannam's Avatar
jeannam Posts: 12, Reputation: 14
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#21

Feb 13, 2012, 09:25 PM
Disgusting! What are tholse of us you all owe get for being such a good friend and loaning you all any moneys after you losers run out on your debt????

I know you all don't car. It will come back around. Accepting SS Payments in any form prior to retirement is flat out saying your life is over and you dont count.

Yyou all kiss my ***.
JudyKayTee (Apr 3, 2012 01:57 PM): NA   Source:
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rabbit72777's Avatar
rabbit72777 Posts: 1, Reputation: 1
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#22

Jan 19, 2013, 09:16 AM
I'm on SSDisability and if a creditor will take me to court what will the judge do to me. I can't pay what the ask for.
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JudyKayTee's Avatar
JudyKayTee Posts: 46,152, Reputation: 23855
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#23

Jan 19, 2013, 11:03 AM
Depends on the nature of the debt - in MOST cases your SS income cannot be taken to pay your debts. Tax debt and child support are the exception. There are a few others.

The creditor will get a judgment against you and hope you eventually get funds which the creditor can seize. The creditor, depending on your State, can also seize property.

If you have mingled funds in your account - it's a joint bank account, you deposit other funds - the account can be frozen while you figure out what is SS and what is not.
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radval's Avatar
radval Posts: 2, Reputation: 1
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#24

Mar 27, 2013, 08:56 PM
credit cards collectors, did, put a lien on my home.ssi is only my income.
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radval's Avatar
radval Posts: 2, Reputation: 1
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#25

Mar 27, 2013, 09:00 PM
what do i do,if i do not remember my creditors,it is been a long time i owe them?
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JudyKayTee's Avatar
JudyKayTee Posts: 46,152, Reputation: 23855
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#26

Mar 28, 2013, 06:44 AM
If there is still a lien on your house, yes, you still owe them.

If you want to know who has the lien go your local County Clerk and ask.
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AK lawyer's Avatar
AK lawyer Posts: 10,081, Reputation: 4242
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#27

Mar 28, 2013, 04:18 PM
Quote:
Originally Posted by radval View Post
credit cards collectors, did, put a lien on my home.ssi is only my income.
I was going to respond to this old post:

Quote:
Originally Posted by excon View Post
...
No, they can't put a lien on your home ....

...
By saying "Sure they can." But then I realized that old post was from years ago.

Anyway, why worry about a lien? Are you planning to sell the home or get a mortgage on it? If not, a lien isn't going to inconvenience you in the least.
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