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    David Warren's Avatar
    David Warren Posts: 1, Reputation: 1
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    #1

    Jan 23, 2008, 01:51 PM
    Judgement Against Me
    I had a collection agency call me and say that they have a judgement against me and have had three wage garnishments issued from 1999. I have no knowledge of a judgement or garnishments. I did an extensive credit check 2 years ago and purchased a new vehicle 1 year ago, none of this came up? How can I find out if there is a judgement?
    Thanks,
    David
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Jan 23, 2008, 02:00 PM
    Tell them that you dispute the debt and that you require them to provide you a copy of the judgment. Also never talk to these blood suckers on the phone, tell them to always put it in writing.
    A few things, first do you have debts you did not pay ? The judgement would have to be done in court, so check your court records.

    First it could be someone with a similar name
    It could be a fraud and they are just trying to cheat you out of money
    Or it could be a valid debt, but the main things don't say anything to them on the phone
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