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    Shrinking Violet's Avatar
    Shrinking Violet Posts: 2, Reputation: 1
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    #1

    Mar 8, 2007, 01:12 PM
    Garnishments on Joint Bank Accounts
    I live in San Jacinto, CA, and on March 6th received a letter from an attorney in Redondo Beach alerting me of a judgement (already passed) on a Capital One account I once had. The last time I had heard of the possibility of being sued by Capital One was back in 2002.

    I currently owe them (interest, and judgement fees) close to $5,000.00, even though the original charges by me did not exceed $1,000.00

    I currently reside with my fiancé, and three minor children. I have no source of income, and have not since 2002. However, my fiancé and I do have a joint checking, and savings account at Bank of America.

    My question is... with his income being the only thing deposited into either account, can they still garnish the funds because my name is on the account as well?

    Also, is it possible to file bankruptcy on the judgement? Or is it now too late.

    Also, what about cars? If we are both the named registered owners of 2 cars, can they take them?

    Any advice on what I should do would be very appreciated.
    Thank you.
    mr.yet's Avatar
    mr.yet Posts: 1,725, Reputation: 176
    Ultra Member
    		  
    #2

    Mar 8, 2007, 01:35 PM
    Close the account and have fiancé open one in his name only, NOW!!
    THey will attach it if you don't>
    Squiffy's Avatar
    Squiffy Posts: 499, Reputation: 84
    Full Member
    		  
    #3

    Mar 8, 2007, 01:38 PM
    If your name is on the account I am pretty sure they can garnish it, its regarded as joint money.
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