I have a hospital bill above 20,000 and they are telling me they will take me to court. I make less than $500 a week. Can they garnish my wages ?

Fr_Chuck

Florida Bankruptcy Laws on Exemption Of Wages From Garnishment
Fla.Stat. §222.11 provides, in part, "(2)(a) All of the disposable earnings of a head of family whose disposable earnings are less than or equal to $500 a week are exempt from attachment or garnishment. (b) Disposable earnings of a head of a family, which are greater than $500 a week, may not be attached or garnished unless such person has agreed otherwise in writing. In no event shall the amount attached or garnished exceed the amount allowed under the Consumer Credit Protection Act, 15 U.S.C. s. 1673. (c) Disposable earnings of a person other than a head of family may not be attached or garnished in excess of the amount allowed under the Consumer Credit Protection Act, 15 U.S.C. s. 1673."

So if you are married, or have children you are safe,

But they will want to get a judgement for thier protection, that way the SOL (statue of limitation stops) and a judgement is normally good for 10 years and they can normally renew that judgement at the end of 10 years for another 10. so they are going to hope you start earning more money, or perhaps FL will change thier laws and allow them to garnish

sandyowoo

i talked to an attorney today. she said to me that you have to file an exemption....what that does for us i don't know yet. she just pulled my case files...but will keep you posted. so hang in there. going to see the lawyer tomorrow.....they wiped out my checking account.
i know the dread you are under jake.