I lost a substantial % of my income for approximately 7 months. It will be restored in March 06. Amex, however is demanding payment in full, and wish to proceed to collection and possibly law suit. They say there's no room for leniency. I know I owe them money and have offered to pay a smaller...

Hello. My husband and I were recently contacted by a collection agency that said they had purchased an old credit card debt of his from an account that was open in 1996 and has had no payment since 1999. The debt is for $500. I am not sure where to go from here. 1. How do I verify that this is...

I was just served a notice I was being sued by a collection agency. I have 20 days till the next Monday or whatever. How soon can they garnish my bank account. Do they have to wait until the 20 days and I default. If I empty my bank account and leave 10 dollars what will happen? How long can they...

In 2000 my Providian card was put over its limit by a late fee. When I talked to the company about this they were very nasty and kept charging my account with late fees (and it was only late once) and now over the limit fees. My point is it would not have been over its limit if they would've...

I have a mobile home (trailer) and I pay to park it in a trailer park. I am in debt with credit cards... in two weeks I will be laid off work. Can the credit cards take my trailer? This is considered personal property... trailer is paid for. Thanks, Marge