Can a lien be put on my house IF I FILE BANKRUPTCY?
Can a lien be put on my house if I file bankruptcy? I only receive social security as income and a small,$69.56 monthly pension? A private lender (a prior acquaintance,not a financial institution) is threatening to place a lien against me(not my daughter),on my new home for a previous promissory note I had on her mobile home.I was financially forced to abandon the mobile which has been returned to her. I remodeled the home ($30,000 )and it is greatly improved and returned in great condition. The lien would be for past rent and utilities I was unable to pay. My daughter and I co-own my present home, and she is the primary on the loan. She is disabled and I am her caregiver.
Can she place a lien? Any advice would be greatly appreciated. Would filing a Homestead declaration be advisable? Thank you.
Could I quit claim my interest to my daughter to prevent a lien?
Thank you so much for clarifying some of my dilemmas! I have one more question to ask. Before I do that , I want to say that I had every intention of paying this woman. My daughter became very ill and had to move in with me, which added her huge medical expenses, causing me to fall further and further behind. She was a trauma nurse (R.N.)before she developed a very rare auto-immune disorder which has left her disabled. This woman harassed us constantly,screaming and banging on our door.She took pictures of my daughter on the rare occaision when she could walk outside. She was attempting to prove to whomever that my daughter was not disabled.She even enlisted a neighbor to help with this (we caught him sneaking through our bushes with his camera).
My question is: could I quit claim my interest in our mobile to my daughter, to prevent bankruptcy or a lien? Is she really able to place a lien if my daughter is the primary on our home loan? Is disabled? We hope to avoid bankruptcy. Thank you in advance for your advice.It is very much appreciated, and helpful. I am anxious to hear what you have to say.
Gratefully, Nannn