No, Starryeyed, it is not a dumb question. Many people do not know how to use hot and cold properly.
If everyone knew, we would not have an entire class period about it in nursing school.
The technique of hot and cold is commonly misused and can cause tissue damage if not used correctly.
Acute injury - happens right now, real fast.... sprain, bug bite....... in this context it is anything that causes immediate injury. This is time for cold.
Chronic injury - has been going on for a long time... bad back.... menstrual cramps...... (in this context it is something you have had for a while). This needs heat, usually moist heat. Sometimes this should be alternated with cold.