| 1. you and your husband could not buy a home that had a mortage on it, unless the previous mortage was either paid off or assumed, so if the parents had a mortage on the home before you bought it, that loan would have had to be paid BEFORE, you could transfer it into your name.
2. If the parents took out a mortage after you bought it, that was not legal
When you bought it was there a deed transfered, did you register a deed in your name ??
Something does not sound like it was done 100 percent legal to me, but this is actually commom to make alot of mistakes when sales are done between family without a title company or attorney. | 
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