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Texas_Peach77 · Aug 11, 2008, 11:31 AM

Hello all!

I am writing to ask about convicted felons in Texas being able to apply for a home loan. My sister-in-law has a boyfriend that is a convicted felon... drug charges from years ago. He has done all his time and everything and they are now trying to buy a home as they are expecting their first baby in October. So, my question is, with a drug conviction, can he qualify for a home loan? Any help would be appreciated! Thanks!:)

ScottGem · Aug 11, 2008, 11:34 AM

Lenders look at income and stability. The stability is his problem.

The conviction will not automaitcally disqualify him, but it will bring down his score.

Texas_Peach77 · Aug 11, 2008, 12:17 PM

Originally Posted by ScottGem

lenders look at income and stability. The stability is his problem.

The conviction will not automaitcally disqualify him, but it will bring down his score.

Thank you! I didn't think it would disqualify him. He has been at the same address for over 5 years, has no debt, has been working for over a year with steady income. I think he'll be OK... he should be able to at least qualify as much as I have... and my credit is horrible... lol Thanks again!