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RichardBondMan
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About Me

  • About RichardBondMan
    Location
    Alabama
    Experience
    Have issued, underwritten misc surety bonds (not criminal bonds), as an agent and underwriter for 25 yrs total. Past President of State surety association which was an affiliate of the National association. I also have written thousands of private passenger auto policies, hundreds of life insurance policies and a few annuities. I have filed only one lawsuit and was successful. I have managed a retail store, as many as 20 custodial workers at a major mall, served in the US Army Reserves, raised one daughter, owned two homes. Things I dont know how to do - play a musical instrument, speak a foreign language and many many others. Applied to law school but like many others, never saw that dream come true. Sold window unit AC's at major retailer for 6 years.
    Occupation
    Insurance Agent
 
     


    Latest Reputation Received
    Question Forum Date Comment
401K loan and Bankruptcy Bankruptcy & Debt Mar 30, 2009 07:47 AM Balancer
401K loan and Bankruptcy Bankruptcy & Debt May 23, 2008 12:07 PM loans from 401(k) plans MUST be paid back; unpaid loans have severe tax consequences.
future value of annuity Finance Jan 31, 2008 10:22 PM I think he is right
Where can I get a... Job Hunting Jan 20, 2008 03:39 AM The job is is working in traffic div. taking citation fees and in a permit office taking license fees so your answer is right on the money as they say thanks.
I bought a used car,... Cars & Trucks Jan 19, 2008 04:25 AM Excellent advise! I hope this works.
Life insurance policy... Insurance Jan 8, 2008 09:08 PM detailed and informative
Do I have to sign... Divorce Jan 1, 2008 09:38 AM You certainly don't mean this: "whereby both parties agree"; our system, as far as I underand it, is adversarial.
Accident with city bus Insurance Dec 26, 2007 12:08 PM great advice
How to get bonded Small Business Dec 9, 2007 02:51 PM good explanation of bonding
How do I get bonded in... Small Business Oct 22, 2007 05:48 PM Thank you for your answer! You do know your stuff!
tax buisness insurance Accounting Oct 12, 2007 06:05 PM it was ,the information i needed,and it will put me on the right path
What to do if you stole... Criminal Law Oct 10, 2007 05:52 PM Bingo!!
12.5 hp BS not starting Gardening & Plants Oct 9, 2007 06:34 PM wrong answer, it is the starter bendix gear, easy kit, and alot cheaper than a whole starter.
URGENT! Repair guy here... Heating & Air Conditioning Oct 6, 2007 05:35 PM Thanks any information or help is greatly apprecaited
views on mandatory... Politics Oct 1, 2007 07:40 PM Good points.
Does everyone who wears... Dentistry Sep 13, 2007 09:10 AM Different point of view
credit depts of a... Credit Jul 28, 2007 06:42 PM If intestate, the court will order an executor. Debts are paid BEFORE assets are released. So the $22,000 in credit card debt is an estate debt to be paid.
Getting bonded Criminal Law Jul 23, 2007 04:13 AM I think you're right.
homeowners association... Real Estate Law Jul 20, 2007 08:55 PM I agree, I was thinking the same thing.
What are the workout... Credit Jul 19, 2007 08:21 PM Great answer!
Bias informatio Research Jul 19, 2007 08:06 PM Very veyr helpful, thank you
what to do Mortgages Jul 19, 2007 06:12 PM good info
downpayment for land or... Real Estate Jul 3, 2007 11:55 AM Great straight forward answer. Had answer, and more importantly something to think about.
Cleaning Business... Home-Based Business Jun 29, 2007 03:02 AM I am glad that you are a member of this site!
Paing off debt with... Credit Jun 20, 2007 06:01 AM oaning your self money would be a much better option
Adopting my step-daughter Adoption May 24, 2007 07:21 PM Thank you for your help
mower deck Tools & Power Equipment May 15, 2007 06:21 AM Agree
Our fault, or the... Other Law May 9, 2007 02:05 AM That's exactly what I was saying, but you said it better.
Gas Leaf Blower Tools & Power Equipment May 8, 2007 11:14 PM Good point, it looked to me like he was doing it correctly
Our fault, or the... Other Law May 8, 2007 09:02 PM yup
unwated phone calls Landline Phones May 8, 2007 05:55 AM informative thanks
stolen car Cars & Trucks May 3, 2007 07:32 PM Couldn't of said it better!
Estate Bank Account... Other Law Apr 25, 2007 08:11 AM the money w/d did go towards my mothers bills, but in a move, we lost the receipts and do not have it all accounted for, what can happen if we do not have it all accounted for? i know we'll pay inheritance tax on it, but what else?
I need a legit at home... Home-Based Business Apr 23, 2007 06:15 PM If you aren't a born salesman, that kind of job is tough to make work.
bonded and insured Small Business Apr 21, 2007 11:18 PM Thank you for your explanation. I appreciate your imput.
bonded and insured Small Business Apr 21, 2007 07:29 PM Good explanation of bond and insurance terminology
Having trouble rollover... Investing Apr 20, 2007 06:18 AM Good suggestion and helpful information
Business Libility... Home-Based Business Apr 10, 2007 12:35 AM Good answer!
Received a 35,000.00... Other Law Apr 6, 2007 07:43 PM great answer that is why you get the big bucks
who do i file my... Health Insurance Apr 6, 2007 06:46 PM yes
Theft, I made a stupid... Criminal Law Apr 5, 2007 08:07 PM Good answer!
Passports for Felons Criminal Law Apr 5, 2007 06:20 PM Here's a greenie, Richard The question was are they eligible, and they certainly are. Felons are NOT barred from a passport.
Illegal Change Small Claims Mar 29, 2007 08:34 PM Pretty good idea, ole Richard has here.
Moen Tub Fixture Plumbing Mar 27, 2007 06:23 AM Would that persons name be speedball1?
Minor Accident, Major... Small Claims Mar 25, 2007 10:18 PM You seemed more open and direct. The others immediately thought I was trying to scam. If that were the case I would have lied about it happening. But I am a better person with integrity.
Full refund offered,... Other Law Mar 23, 2007 07:48 AM Just because you sound like a kind person with something good to say Thank you
11 year old debt... Credit Mar 12, 2007 06:57 PM Here's a greenie richard. The Fair Debt Collection Practices Act is a federal law. It's good everywhere.....
Traffic violation Criminal Law Feb 20, 2007 04:45 AM too confusing to someone who don't even know if they have insurnace or not, or how to transfer ownership
going to court for... Credit Jan 12, 2007 05:56 PM Thanks
roommate never got on... Real Estate Law Jan 9, 2007 07:49 PM Thanks, Richard! You had a good idea but unfortunately she paid him rent. If she hadn't paid she'd be a trespasser and he could just change the locks or call the police.
Three Way Bulb Home Electronics Jan 9, 2007 12:22 PM You got it... Same problem here! They're trouble from day 2!
Three Way Bulb Home Electronics Jan 4, 2007 10:13 PM I now know it wasn't something i did!!
hey2 Basketball Jan 4, 2007 09:57 PM because i need to know information
washer 80series kenmore Appliances Jan 4, 2007 09:01 AM moving or removing clothes unsussfulbut machine on side found 1 of 3 springs off put back on problem got better but not gone also dose the top of this go up i think something is broke or missing
tax on mortgage Real Estate Law Jan 4, 2007 05:16 AM You've never heard of second mortgages -even third mortgages?
lump sum or annutiy Retirement Dec 31, 2006 04:37 PM Very good points.
depreciation Accounting Nov 24, 2006 12:21 AM I agree. It can be both, depending on the situation.
MTD 5.5HP... Tools & Power Equipment Nov 22, 2006 06:49 PM That's my plan.
Mother died left land... Real Estate Law Nov 20, 2006 06:52 PM its good
safety training Other Education Nov 17, 2006 05:43 AM put me on a good path
How do I keep internet... Internet & the Web Nov 14, 2006 08:38 AM Very detailed and clear.
Howdy Everyone I'm... Other Law Nov 13, 2006 08:24 PM Good guesses and I agree SECURITY is an utmost priority
getting into the Pocket Bowling Nov 12, 2006 06:15 AM Made a joke of my question
bank levy Other Money & Services Nov 11, 2006 06:45 PM but i have direct deposit out of canada
401(k) Hardship... Other Money & Services Nov 9, 2006 07:04 AM Knowledgable answer
Can A Felon Be Bonded Criminal Law Nov 8, 2006 07:12 AM heck we have a large percentage of dead people vote in Memphis TN area
Can A Felon Be Bonded Criminal Law Nov 7, 2006 05:30 AM Watch me. I'm goin right now.
Would I win if... Small Claims Nov 6, 2006 03:04 PM I didn't have a signed note at the time, but I finally got an email from saying, yes he would pay me what he owes.
taxes Taxes Nov 5, 2006 12:25 PM I agree
Would I win if... Small Claims Nov 5, 2006 06:35 AM Dude. The emails confirm the debt and are written. That, my friend, IS sufficient.
Iraq, N Korea, Iran Politics Oct 31, 2006 05:42 PM Very few leaders of nations have actually 'threatened' the US. Bush is a paranoiac. See where madness and ignorance lead.
Running trouble Tools & Power Equipment Oct 28, 2006 11:25 PM yep
GE Electric Range Appliances Oct 28, 2006 07:09 PM ''a modern abomination with digital controls.''
Running trouble Tools & Power Equipment Oct 28, 2006 05:46 PM I tried exactly what you said and it worked perfect. Its takes to pulls to start it and it stays running. Thanks
babys mama Relationships Oct 27, 2006 05:56 PM This is correct. CHild support and visitation are two separate issues. A parent doesn't receive one in return for the other.
converting dryer to... Appliances Oct 26, 2006 07:27 PM yes, if this conversion is done incorrectly, the end result could be a fire hazard to say the least, dryer damage, carbon monoxide poisening, etc. It is not to be feared, thats how we learn, but please excersize causion. And if in doubt, call a pro.




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