 | |  | | | | View Profile: progunr | progunr Senior Member | | | Last Activity: Yesterday 02:39 PM | | | | | | | |  | |  | | | | Signature | My answers are my opinion, period. I am no expert, never claimed to be, I just use my 51 years on this planet to offer advice and opinions, that's all. Take it or leave it, love it or hate it, use it or ignore it, it is up to you!! Most of all, have fun, life is too short to worry too much about anything.
Please rate my answer, good or bad. Remember though, rate based on facts, not emotions. You may not like what I said, but, is what I said accurate? | | | | | | |  | |  | | | | Topic Info | Contact Info | | | | | Additional Information | | Age:
51 | Location:
Midwest USA
| Experience:
I have over 19 years of experience in the credit and finance industry. Most of my experience is in the area of sub prime finance and collections with much experience in skip tracing and criminal and civil litigation.
Also, being over half a hundred years old has given me much real life experience in many other areas as well.
I look forward to being a participant in this awesome forum.
| Occupation:
Collection Specialist III
| | | | | | | | |
Latest Reputation Received | | Question | Topic | Date | Comment |  | Use of online pictures | Small Claims | May 12, 2008 02:02 PM | i think this is a very good answer ty |  | Husband's Old Credit... | Bankruptcy & Debt | May 12, 2008 02:00 PM | Helpful |  | I can no longer afford... | Real Estate Law | May 11, 2008 01:28 PM | yes, it helped a lot |  | how to remove a squatter | Real Estate Law | May 10, 2008 05:12 PM | i am agree with you,even more with the baseball bat because he abuse of is non autority |  | Being harassed by... | Bankruptcy & Debt | May 10, 2008 01:58 PM | Great answer and link! |  | Small claims court... | Small Claims | May 10, 2008 01:47 PM | good |  | Insight on some flaws. | Relationships | May 10, 2008 10:45 AM | Great insights. |  | bank levy | Other Law | May 10, 2008 10:41 AM | 100% ( are social security wages excempt ? ) |  | Ways to Detox off of... | Addictions | May 10, 2008 09:03 AM | Cograts for your son progunr.....I wish the best for you and your family. Thank you for sharing your story!! |  | Are there many other 35... | Adult Sexuality | May 10, 2008 08:25 AM | It's quite accurate, but definitely encouraging |  | best years of my life? | High School | May 10, 2008 07:51 AM | it helped me look from a different perspective |  | Mortgage interest - who... | Taxes | May 9, 2008 02:08 PM | Good idea; thanks! |  | what is the personal e... | Entertainers | May 9, 2008 12:18 PM | good answer |  | Son caught looking up... | Parenting | May 9, 2008 09:39 AM | i think your totally right |  | cold turkey | Women's Health | May 9, 2008 08:49 AM | Very good points! Thank you much! |  | overdraft fees | Banking | May 8, 2008 09:45 AM | however, the bank has already accepted responsibility by reimbursing me, then caused me more finicial hardship by not posting the money, frustrated but thank you for the response |  | im 14 and i have ALOT... | Teens | May 8, 2008 08:15 AM | I agree also very good answer |  | How to evict a tenant... | Real Estate Law | May 7, 2008 11:22 PM | I did try as what was suggested, it worked well,thank you |  | Can I sue my insurance... | Small Claims | May 7, 2008 02:17 PM | Thanks! progunr |  | Why is the bank... | Accounting | May 7, 2008 01:45 PM | True |  | never received title... | Other Law | May 7, 2008 01:09 PM | thanks, that definately gives me somewhere to start. and as for the stolen thing, hopefully not, cross that when i get there if so. thanks again |  | im 14 and i have ALOT... | Teens | May 7, 2008 01:03 PM | Thank you. |  | I just found out about... | Relationships | May 7, 2008 12:05 PM | Thak you, I appreciate it :) |  | who is responsible for... | Family Law | May 7, 2008 11:56 AM | Exactly: file the divorce. |  | Nolan Ryan card... | Collectibles | May 6, 2008 12:02 PM | The facts stated are accurate, but these particular facts do not help me with my specific question/need. |  | Don't Cry in real life | Personal Growth | May 6, 2008 11:10 AM | Thank you! :) |  | Interrogs in Colorado | Small Claims | May 6, 2008 10:49 AM | No idea if accurate, are you trying to deceive us?? |  | will a judgment go away... | Other Law | May 6, 2008 10:09 AM | answer is quite accurate |  | Digital camera software... | Other Software | May 6, 2008 08:20 AM | Great answer. |  | Need the Title of Movie | Movies | May 3, 2008 09:49 PM | yeah this sounds right:) |  | How can I get back at... | Divorce | May 3, 2008 07:31 PM | Yes. |  | Can I lose weight by... | Fitness | May 3, 2008 12:19 PM | Indeed. People go by the scale too much. Come up with alternative measurements like how much of your stomach you can pull out with your hand. Does it jiggle etc. |  | How can I get back at... | Divorce | May 3, 2008 05:46 AM | Excellent post, right on target. |  | how to lock DVD? | CD & DVD Drives | May 2, 2008 01:23 AM | mainly accurate |  | Quiet Title Costs | Real Estate Law | May 1, 2008 06:50 PM | yes, if this is from start to finish, jump on it. |  | drivers license | Other Law | May 1, 2008 03:33 PM | thats accurate alright, just trying to bend the rules a bit so I can feed my family |  | I caught my boyfriend... | Relationships | Apr 30, 2008 09:25 PM | A better approach can't hurt. |  | I caught my boyfriend... | Relationships | Apr 30, 2008 04:24 PM | Very helpfull |  | How can I get back at... | Divorce | Apr 30, 2008 10:29 AM | Very good answer, I was gonna add to it, but you pretty much hit the nail on the head! |  | Sued by a credit card | Other Law | Apr 28, 2008 05:31 PM | Most helpful! |  | Credit Score Vs. APR | Credit | Apr 28, 2008 09:35 AM | Excellent, thanks! |  | Unable to restore sytem | Computers for Beginners | Apr 28, 2008 04:25 AM | Good Answer, I disagree with your sig. you are a pretty good expert! |  | men going to a game in... | Movies | Apr 27, 2008 12:53 PM | Yeah, I remember when this one came out--I just narrowly avoided paying good money to see it. |  | over the counter pain... | Medications | Apr 26, 2008 10:18 AM | thanks appreciate it |  | Regarding employee... | Human Resources | Apr 26, 2008 09:39 AM | You are correct, debt is debt. Hopefully they will understand my answer to their question regarding my medical bills and I will get the job. |  | USB is affetcted eith... | Spyware, Viruses, etc. | Apr 24, 2008 08:50 PM | It's better that u don't answer.I know to buy new pendrive.For that i don't need ur suggestions. |  | Novation to clear... | Credit | Apr 23, 2008 03:03 PM | yes it is accurate I checked it myself on the web |  | Lookin for a old friend. | Other Family & People | Apr 21, 2008 10:12 AM | thats true sire i will take a look i spoke to my bank they say a can make a international payment true the bank online. |  | Why do I have water in... | Appliances | Apr 21, 2008 09:36 AM | Yep. Clogged or plugged defrost drain line is always the culprit |  | i need the name of a band | Music | Apr 19, 2008 11:17 AM | they are right i need more info |  | Background checks | Criminal Law | Apr 19, 2008 10:18 AM | gave his opinion, felt it was a logical conclusion |  | Seller didnt disclose... | Real Estate Law | Apr 19, 2008 05:25 AM | She no doubt either had ana ttorney or a realtor. Both would have essentially provided the same service. |  | Default... | Other Law | Apr 17, 2008 02:40 PM | I agree with you - and for a couple of minutes there I thought I was the only one who was confused. |  | CAN'T evict my tenant! | Real Estate Law | Apr 17, 2008 12:42 PM | I LOOK UP THE INFO YOU GAVE ME!! IT WAS VERY HELPFUL |  | album artwork memory use | MP3 | Apr 17, 2008 12:36 PM | one happy bunny here, many thanks |  | my 2 besst friends are... | Teens | Mar 31, 2008 03:30 PM | Exactly, if she is uncomfortable with them using her room for kissing they need to respect that |  | my 2 besst friends are... | Teens | Mar 31, 2008 02:34 PM | add me |  | Proper connection for... | Television | Mar 29, 2008 04:25 AM | I feel sure the answer is accurate although I have not yet figured out the proper procedure to get something I taped to replay. |  | album artwork memory use | MP3 | Mar 28, 2008 10:10 PM | Thanks! |  | Connecting remotely to... | Windows | Mar 15, 2008 07:11 AM | Thanks |  | Auto Accident Claim | Small Claims | Mar 14, 2008 04:42 PM | you have very valid points there. and i like your signature also. |  | zip files | Windows | Mar 13, 2008 07:03 PM | thanks anyway |  | blue screen reboot,... | Computers for Beginners | Mar 13, 2008 06:39 PM | I have updated all of my drivers but it still reboots with the blue screen. I cannot find the error in the event viewer. i dont know what to do. |  | Debt collection... | Other Money & Services | Mar 13, 2008 02:08 PM | I am satisfied with this answer |  | Selling my house before... | Bankruptcy & Debt | Mar 13, 2008 01:47 PM | Questions come to our heads doesn't hurt to ask, don't judge without knowing the facts, thanks |  | Multiple cats | Zoology | Mar 10, 2008 03:36 PM | insulting and doesn't address my question |  | Landlord entry w/o... | Real Estate Law | Mar 10, 2008 01:18 PM | My feeling is if she can prove illegal entry (which this is), unnecessary phone calls she can break the lease and the landlord would be a fool to challenge her - not that I don't already think the landlord is a fool. I think documentation is the key |  | summary judge granted... | Bankruptcy & Debt | Mar 10, 2008 08:33 AM | Useful and to the point |  | Filing head of... | Taxes | Mar 7, 2008 09:20 AM | He can claim her as a dependent, just not as head of household |  | single mens opinions... | Dating | Mar 6, 2008 09:07 AM | Ditto. |  | Quotes that have... | Books & Literature | Mar 3, 2008 03:23 AM | We should count our blessings and find the good in everything. Nice quote! |  | Tooth ache in rootcanal... | Dentistry | Feb 28, 2008 01:32 PM | THANKS CAUSE I HAVE PAIN IN MINE TOO. I JUST THOUGHT IT WAS NORMAL SPEAKING OF WHICH IT HURTS RIGHT NOW. I HAVE A BLACK LINE ABOVE MY CROWN DO YOU KNOW WHAT THAT IS. I BRUSH AND BRUSH AND IT WONT GO AWAY |  | What to do? | Other Law | Feb 27, 2008 04:29 PM | Yeah I heard you can offer the principal but I don't know if that has changed |  | Summons for credit card | Credit | Feb 13, 2008 02:39 PM | thanks, the comment i make was for a particular person that I noticed. |  | I Don't Want Their... | Credit | Feb 10, 2008 03:10 AM | Thank you |  | Quotes that have... | Books & Literature | Feb 8, 2008 02:27 PM | i dunno why but I like things that rhyme, good one! |  | is ignoring the bully... | High School | Feb 8, 2008 09:13 AM | thank you - It's good to know you are talking from experience |  | Do I hand over my money... | Bankruptcy & Debt | Jan 26, 2008 07:56 AM | The original lender can at least direct you to the right people. |  | foreclosure vs bankruptcy | Real Estate Law | Jan 25, 2008 07:59 AM | no knowledge of bankrutpcy, chapt 7 still discharges all approved debts |  | My past is catching up... | Criminal Law | Jan 25, 2008 03:03 AM | So, the advice you give, is not to take advice????? Dude. Whacha doing here???? | |