| Breast reduction is covered by insurnace if it is shown to be a problem for your back, Normally there is requirements that you are under doctor care for 6 months to 1 year and have diet specific diets and exercise programs to solve the issue. It is done on a outpatient basis in many places but can still cost around 15,000 to 20,000 to include the surgary, hospital or surgical center, doctor and so on. Afterwards the person will be on bedrest for several weeks normally.
The reason is that they will not pay for it, for purely cosmetic reasons, but will pay for it, if and after it is proven it is needed and there is no other way to solve the problem | 
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