| It depends on the benefits. Social Security, you can draw from the highest benefit, once you are eligible to draw Social Security. Other benefits, like a pension plan? You have to check the plan. Some plans only pay out to the person in whose name the pension was set up, with no surviving spouse benefit. So once the person dies, the plan dies too, and the funds go back to the company. So that is where I would start, with the pension plan itself. Go to the Human Resource person of that company and ask. Or if you have a copy of that plan, look through it very carefully.
Best of luck to you in finding out. Wish I could be more help to you on this but without knowing the exact benefit, I cannot tell you for 100%. |