Re-refinancing my home mortgage

No, you cannot, once you paid the broker and agreed on the rate, it is frustrating but look at the good side, you have close to a historically low rate!

Dear jfk112263:

As a mortgage consultant, I would encourage you to: 1) find a rate you LIKE, then LOCK IT, or wait until you're clear on what you'd like to accomplish. Rates are subject to changing daily - even hourly in a volatile market, and if you think you can hold out for the best final rate, you ignore this fact: people have invested time, effort & expenses already - some may not be paid until your loan closes AND FUNDS. It's reasinable to want to save as much as you can, or pay as little in financing as you can, but - and I don't know what field you're in - imagine how it must feel to witness a person be indecisive over 1/2%... What does this add up to in REAL dollars? Rates can also worsen, so if you're not protected from interest rate changes by locking it (i.e., making a commitment), you should be exposed to interest rate risk as well... Fair is fair.

You have a GREAT rate! "Worth "bragging about at a cocktail party," but you are going to make PAYMENTS... Don't jockey for a "rate" after you've engaged many people already. You signed already - how would you feel if your payment books came at a HIGHER rate, since you never COMMITTED to the rate you signed for - what if it got WORSE (since you appear noncommittal)? You're still shopping! Understandable, but if the shoe were on the other foot, how would YOU feel?). This isn't fair, and you would serve yourself and everyone else well if you made a decision and stood by it.