Hi.

I'm looking for a website that gives details on top savings returns on, lets say, deposit accounts. I'm located in Dublin, but most probably be moving to minnesota (St Paul) next year, and wanted to look at banks providing good returns on deposits.

Also, does anyone know what the rate of DIRT is in the states?

Cheers in advance,
BigE.

mikestorm

Well, the holy grail of websites that provide free info what you're asking is:

Bankrate.com

Bankrate compares rates nationwide for:

• Mortgage rates
• Auto Loan Rates
• Credit Card Rates (and CC deals)
• CD Rates
• Money Market Rates
• Certain Investments

In addition to showing you the best nationwide rates in all of the above categories, they have a bunch of useful calculators. The credit card section is particularly useful. They'll show you the top credit card deals specifically based on your spending habits (carry a balance or pay off each month).

As their motto says "Objective, comprehensive, free!"

Fr_Chuck

One rule to remember if you have large amounts of funds to invest is normally if you sit down with the accounts manager you can get better rates than is listed. We would never just walk in and take the rate they offer.

Also no matter who has the best right now in 3 months it will all be different also.

Plus never over look what I call the home town banks, not the mega banks they often can offer good rates since they also don't have some of the major losses either.

Dr D

While bankrate.com can be a useful site, from which to gleen financial information, their quotes may not be all that accurate. Just a few minutes ago I pulled up their overnight mortgage rates @5.76% for a 30 fixed rate loan and 5.36% for a 15 year. Their added disclaimer was: some of these rates may include "points". Points are prepaid interest that buys down the note rate. There is also a customary origination fee (1%) that offsets the cost of keeping the doors open. Current pricing for a 30 year loan with no points or origination is 6.25%-6.375%. When you pull up a rate comparison for your area the prices are all over the map. Mortgage lenders all get their money from the same pot. The pricing for this pot comes from GNMA auctions. I have tried to find a (free) link to get GNMA prices but have not found one. I appologize for digressing from from the topic of the original thread, but I just want to scream every time I see their mortgage rates come on the TV. I do mortgages for a living. Figures don't lie but liars can figure.