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Home > Money & Services > Insurance   »   Pitbull (Renter Liability Insurance)

 
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Old Dec 1, 2007, 01:38 PM
Eduardo Dominguez
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Pitbull (Renter Liability Insurance)

I am a home renter living in Ft Lauderdale, FL. Does anybody knows if it's possible to get a dog liability insurance? My only problem is the dog is a pitbull.

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Old Dec 1, 2007, 01:44 PM   #2  
ballengerb1
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Are you talking about insurance if he bites someone or insurance if he damages the rental property?
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Old Dec 1, 2007, 02:44 PM   #3  
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It doesn't really matter what kind of insurance you are talking about. Almost all insurance companies will not give you any kind of liability insurance if you own a Pitbull. End of story. I am surprised that you have a landlord willing to rent to you. Most won't, specifically because they can lose the liability insurance on their property. The best thing that you can do for yourself is to flip through your regional yellow pages, look under Insurance, and start calling companies. You might luck out and find one that will be willing to cover you.
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Old Dec 1, 2007, 03:40 PM   #4  
labman
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I left a copy of the original in dogs at http://www.askmehelpdesk.com/dogs/pi...ce-158121.html I am afraid this is a tough question and input from both those that know dogs, and those that know insurance may be helpful to the OP.
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Old Dec 3, 2007, 11:34 AM   #5  
bushg
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Eduardo this site may be of help.Homeowners' Insurance Resource Center
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Old Dec 3, 2007, 03:59 PM   #6  
Fr_Chuck
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Some cities, most landlords will require insurance. If there is no insurance and something happens, not matter if it is a poodle or collie or a pit, you are responsible. so if you can not get your check book out and write a check for property damage, damage to other pets,or injury to another person, you should have insurance.
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Old Mar 17, 2008, 06:46 PM   #7  
isabelgopo
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I live in Virginia and I have my pit insured with USAA , liability insurance, 22 dollars a month. Includes house liability and pit bull liability. Without it its almost impossible to rent a place in this state.
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Old Mar 27, 2008, 05:02 PM   #8  
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Quote:
Originally Posted by Eduardo Dominguez
I am a home renter living in Ft Lauderdale, FL. Does anybody knows if it's possible to get a dog liability insurance? My only problem is the dog is a pitbull.


Call around and ask if they will insure a pitbull.

I had to change companies in order to obtain homeowners with a Rottweiler - it's a breed "banned" by my insurance company. It's called breed discrimination and it's alive and well.

I'm sure you know Dade County has already banned pits and other counties are trying to follow their lead.

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isabelgopo agrees: wait, what??? would you have a hard time renting an apartment in Florida if you have children?
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Old Mar 27, 2008, 07:10 PM   #9  
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Be sure to keep your dog in the house as much as possible as having lived in Ft.L for 25 years I know that you will have a lot of neighbors in an uproar about your dog. There were almost monthly maulings of young children by these dogs back in the 80's and 90's in FTL. Be sure you have a nice fenced in yard also. Surprised anyone rented to you. Most landlords in FTL don't want kids or dogs regardless of what type of breed. Consider yourself blessed that you have a landlord willing to rent to you.
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Old Mar 28, 2008, 08:09 AM   #10  
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isabelgopo agrees: wait, what??? would you have a hard time renting an apartment in Florida if you have children?


If there was a possibility they would bite a neighbor or if they were breed banned then, yes, the answer is mostly definitely "yes."

I'm not saying I agree with the rules; I'm only "reporting" them.
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