Twinkie, I was told when I joined Allstate that they only pull your record once! Right when you sign up and won't do it again unless you have an accident or something.
Is this true? So let's say if I get a ticket (not that that happened, haha) they won't know about it? Thanks!

First its not a good idea to piggyback your question on another thread. This can lead to confusion. So I've moved your question to its own thread.

No, if you get a moving violation or are in a police reported accident, your carrier will be informed.