Ask Experts Questions for FREE Help !
Ask

Auto accident

Asked Sep 6, 2007, 04:25 PM — 3 Answers
My husband and I were rear ended last month. I was 19 weeks pregnant and had to go to the hospital to get monitored. The car had little damage that the other guys insurance covered along with a rental car. We spent most of the weekend back and forth at the hospital because the baby wasn't moving and I had to get monitored and ultrasounds. As far as they know at the hospital, the baby looks to be fine. My question is, we missed work getting the car fixed and lost almost our entire weekend due to being at the hospital, not to mention the stress of not feeling the baby move for 48 hours. The insurance company of the guy that hit us has requested my medical bills from the hospital and they paid for the car to be fixed, but what about a settlement? Is this something that we need to request from his insurance company or will they offer us one? And if they do, do we negotiate and how much?

Search this Thread
Share |
3 Answers
CaptainRich's Avatar
CaptainRich Posts: 6,091, Reputation: 2749
Cars & Trucks Expert
  
#2

Sep 6, 2007, 04:29 PM
Quote:
Originally Posted by edandsara
My husband and I were rear ended last month. I was 19 weeks pregnant and had to go to the hospital to get monitored. The car had little damage that the other guys insurance covered along with a rental car. We spent most of the weekend back and forth at the hospital because the baby wasn't moving and I had to get monitored and ultrasounds. As far as they know at the hospital, the baby looks to be fine. My question is, we missed work getting the car fixed and lost almost our entire weekend due to being at the hospital, not to mention the stress of not feeling the baby move for 48 hours. The insurance company of the guy that hit us has requested my medical bills from the hospital and they paid for the car to be fixed, but what about a settlement? Is this something that we need to request from his insurance company or will they offer us one? And if they do, do we negotiate and how much?
You would be wise to retain professional counsel.
Most work on a contingency, but ask upfront. Be certain they only collect from any settlement.
And don't sign or agree to anything with the other driver's insurance.
Helpful  (1)
Emland's Avatar
Emland Posts: 2,495, Reputation: 2575
Ultra Member
  
#3

Sep 6, 2007, 04:54 PM
CaptainRich is right. Get an attorney on contingency. Their insurance will attempt to cover for the bare minimum and get you to sign off immediately.
Helpful
ScottGem's Avatar
ScottGem Posts: 58,578, Reputation: 28375
Computer Expert and Renaissance Man
  
#4

Sep 6, 2007, 05:22 PM


Submit your bills but do not sign ANYTHING at least until after the baby is born. Submit paystubs with a statement of days docked. Submit any actual costs incurred, like if you had theatre tickets and missed the show.

You would be well advised to seek legal counsel. But whether you do or not, you wait until after the baby is born before even discussing settlement.
Helpful
Not your question? Ask your question View similar questions
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search

Add your answer here.

Remove Text Formatting
 

Undo
Redo
  
Decrease Size
Increase Size
Bold
Italic
Underline
Align Left
Align Center
Align Right
Ordered List
Unordered List
Decrease Indent
Increase Indent
Insert Email Link
Wrap [QUOTE] tags around selected text
Wrap [CODE] tags around selected text
Wrap [HTML] tags around selected text
Wrap [PHP] tags around selected text
Wrap [YOUTUBE] tags around selected text
Notification Type:



Check out some similar questions!

Auto Accident [ 2 Answers ]

I got in a minor accident and the police weren't called. After a very little bit, I realized what a huge mistake that was. I accidentally rear ended someone and the damage was very minor. We exchanged information. What liabilities did I open myself up to? Thanks for the help.

Please help: Auto accident [ 8 Answers ]

Hello everyone, In 2005, I met with an accident while coming from work just one block after I put my car into the road. I had my two kids(ages 6 & 8) in the back of my SUV and they were fighting about the Harry Potter movie they had seen. I turned back for like a second to tell them to stop...

Auto accident [ 5 Answers ]

I was involved in an accident. The other driver was at fault, the problem is my insurance had ended in september and I didn't know it. I am worried that the insurance company of the other driver won't give me a fair settlement. My car was totaled. What can I do if they try to short me on a...

Auto accident [ 8 Answers ]

Hi, My son was a passenger in a car that was involved in a rollover accident. The paramedics were shocked he survived. I am concerned about him. He is having post traumatic stress symptoms and aches and pains. Where/who can I go to find out his rights and the process I am to follow. The driver...

Auto accident [ 5 Answers ]

I was involved in a car accident last month, my car was totalled. It was not my fault, this lady cut in front of me. Her insurance paid for my car (Kelly blue book price) and also paid the registration of my new vehicle. I went to the doctor with a neck and thumb strain, also I had some burns...

View more Insurance questions Search