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Sewer Backup Insurance

Asked Oct 26, 2006, 08:25 AM — 11 Answers
I asked this in the plumbing section as it has to do with sewer backup, but this is likely a good place to post it as well...

I purchased my house about 2 years ago and did not purchase sewer backup insurance, as my insurance agent said I did not need it since my house is on a slab. Now that I think about it, I feel kind of stupid that I did not verify this advice with someone...

Anyways, a friend of mine just had his basement damaged do to his sewer backing up and it got me thinking about the fact that I do not have insurance for that...my question is, does the plumbing mechanics of a house on a slab make me immune to my sewer backing up?

Thanks for the help.

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artist9111's Avatar
artist9111 Posts: 1, Reputation: 10
Junior Member
  
#11

Apr 19, 2012, 05:29 PM
It seems that the most that any insurance company will pay for sewer backup is 10,000.00 if you are covered, which did not come near to covering my losses. I have not found anyone who will cover more than that. My costs were 35,000.00, and that did not account for items other than washer, dryer, furnace and hot water heater.
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ma0641's Avatar
ma0641 Posts: 6,270, Reputation: 2493
Plumbing Expert
  
#12

Apr 23, 2012, 06:47 PM
That is the limit of the coverage for the policy or the limit you purchased. .
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