Patch or replace roof

ScottGem · Mar 9, 2007, 11:20 AM

Depends on the wording in your policy and the claim. If they pay specifically for replacement and you repair and pocket the difference it could be considered insurance fraud.

HVAC888 · Mar 9, 2007, 02:28 PM

If you need to patch your roof, then you must have or have had a leak. This leak has probably caused damage to the roof, such as rotting and damaged wood, framing members and so forth.

Patching is a short-term solution, who knows when or where another leak will appear.

I will have my roof replaced this summer, with estimates between $3500 - $6000, it pays to get several quotes.

Fr_Chuck · Mar 9, 2007, 03:51 PM

I don't know and would not know without looking at your roof, how old is it, what is the damage, where is it leaking ( if it is leaking)
Is there damage to the shingles ( if it uses shingles0

And that leads to the question, what type of roof is it, metal, shingle, flat ?

newaukumdon · Mar 16, 2007, 08:01 PM

Like FR_Chuck said without more info there is no way to answer the question but you may want to look at readers digest Jan? They had a interesting article on home repair fraud. Something along the lines of roofs can be patched a few times the only limitation being weight on the structure and unscupulous contractors telling you that it needs replacing. . . . Just a bit of reading material.

Don

Patch or replace roof

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