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Can I sue my dad's homeowners insurance for my fall resulting in a broken ankle?
Asked Feb 12, 2010, 12:59 PM
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10 Answers I recently fell and broke my ankle. The accident ocurred while I was visiting my parents home. My dad was shampooing the carpet and left a large amount of water on the tile directly below the staircase. As I came down the stairs I slipped on the wet tile and broke my ankle in three places. I will need to have surgery and have a metal screw and plate placed in my ankle permanently. I had just started a new job and will be out of work for some time. So my question is, Can I sue my dads homeowners insurance? Can he file a claim against his insurance? How does this work? |
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| It really doesn't matter who files the claim- either you or your dad could call it in. Filing the claim is just a matter of reporting it and getting the ball rolling. The insurance company is looking to keep their costs down so they're going to check into the validity of the claim before they pay your for lost wages, etc. More than likely you will need a lawyer to help you with this. Sure your dad was negligent by leaving the water on the floor where you slipped but the insurance company won't just write a blank check for your time missed from work. That's where things could get a little hairy and you may need legal representation (who will often take their fee from any settlement you're awarded). | ||||
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