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Home > Business & Careers > Home-Based Business   »   Lincesed & Insured

 
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Old May 21, 2007, 10:52 PM
Gary Holt
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Lincesed & Insured

How do I get linceased, insured and bonded to roof houses.

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Old May 21, 2007, 11:17 PM   #2  
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It would help to know where you live in order to answer the question more thoroughly since laws will vary from state to state concerning the requirements that roofer's must have. But, a start might be to check with your local building inspector's office to see what the requirements are and how you go about fulfilling them.
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Old May 22, 2007, 05:53 AM   #3  
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Hello Gary, I had a old air force buddy named gary holt, don't guess you were in the air force back in the late 70s

But to get licensed you will need to see if your area requires you to have a contractors license. And of course you wil need a business license.
Many jobs will require you to have libility insurance and workers comp on any and all workers you are hiring. Even temp workers.

Also if you hire workers you will have many other factors, unemployment payments, social secuity taxes, federal and state withholdings.
And the list goes on. Can you tell us more about what you are plannign, size, number of employees and the such
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Old May 22, 2007, 06:30 PM   #4  
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License(s) - probably need one for each city, county and maybe even a state license.
Insurance - get quotes from agents, maybe start with the one who writes your auto and/or homeowners insurance and, if you are aware of any associations that contractor's are members of, ask them about joining the assoc and if there are any discounted rates for insurance that might or might not be availble.
Bonded - each state, city, county, has their own requirements as to bonding, some require, some do not - just ck with each one you plan to work in while you are asking about licensing. Most license and permit bonds for contractors are easy to obtain, financial stmts are usually not required the the surety (bonding company). You may not even have to sign a bond application but will, of course, pay a premium of probably about $100.00 a year per bond.
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