I write bonds and am licensed in IL but do not write anything but auto insurance in IL but let me guide you some. First, you can't simply want to be bonded unless you want a "third party" type of fidelity bond to advertise you are bonded or to protect you in the event one of your employees (not you the owner) were to dishonestly abscond with a customers property or money. Or unless you want to protect your assets, property from dishonest acts that cause YOU a loss of your own property or money - if that's the case, that's just a regular insurance contract called fidelity insurance or a fidelity bond. I know of know law in the many states that I have written bonds that requires a "surety" bond to supppot a license you may be issued for the kind of business you describe. Let me explain "surety" bond. It's not insurance, rather an "extension of credit" and is a 3 party instrument to which you, the owner, might be one of the 3 parties. The other two would be the obligee, the Govt or private entity requiring the surety bond and the surety, the bond or insurance company bonding you. Surety bonds are typically required by Govt entities to say, for example, enter the constuction business or sell used cars. A private entity, in you case, might be a bank that has operations in your area that wants you to shuttle documents, etc, between branches or a home office. The bank would require a surety bond to guarantee that should you violate the terms of their contract with you, the bond would be called upon for payment. Hope this helps but if you have any other questions please ask..