| actually once you turn 65 in the US you are forced to take the medicare of the US government, you can do it directly though the government or you can do a managed care plan though an insurnace company.
After that you would have a medicare suppliment, so your partners insurnace will not furnish you anything other than a medicare suppliment after you are 65.
I can not tell you what is best for you, but your parners insurance will not pay any more than your medicare suppliment, and if you do not take out medicare at this point,
I would have to see what HMO ( it will have to be a medicare program)
they offer, most are pretty good. If not, medicare with a private carrier like Mutal of Omaha would most likely be the best |