Risk v Saving Money

charlie004 · Sep 24, 2009, 01:19 AM

Hi, I'm a healthy 45-49 yr old, never sick and never see doctors.
I'm trying to decide between two plans. Both have a $1500 deductible, 80/20, and $20.00 copays. The big difference is that one has a $2500 out of pocket maximum ($312/month); the other has a $4000 out of pocket maximum ($250/month premium). I really want to save money, and the one would save me $744.00. Is $4000 a lot for an out of pocket max, and is it worth it, or is it risky? Thanks for any help.

Cedarln2265 · Sep 24, 2009, 08:51 PM

you'r welcome hope at the end of the day all is well for you ....



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