Health Insurance for Senior citizens in India.

iamphilip · #1 Jun 12, 2007, 04:12 AM

I would like to know which health insurance is good for senior citizens.

My requirements are the following.

1) I am looking for a long term perspective. Would like to renew the policy for next 8-12 years. So the policy should be Renewable till the age of 70/75 years.

2) Pre-existing diseases should be covered within the shortest period of renewal. For ICICI it's usually 4 years. Do we have anything that has 2 years or so?

3) Good service. Most of the public sector insurance are hopeless.

4) Policy with family floater. I would like to insure my parents aged 58 and 56 with one insurance policy.

Please let me know which all policies are good?
If anyone has a comparative study, please post that also.

Manish Jaiswal · May 8, 2008, 11:33 AM

Quote:

Originally Posted by iamphilip

I would like to know which health insurance is good for senior citizens.

My requirements are the following.

1) I am looking for a long term perspective. Would like to renew the policy for next 8-12 years. So the policy should be Renewable till the age of 70/75 years.

2) Pre-existing diseases should be covered within the shortest period of renewal. For ICICI it's usually 4 years. Do we have anything that has 2 years or so?

3) Good service. Most of the public sector insurance are hopeless.

4) Policy with family floater. I would like to insure my parents aged 58 and 56 with one insurance policy.

Please let me know which all policies are good?
If anyone has a comparative study, please post that also.

Hi Philip..

The best place to get product comparison is Bonsai India InsuranceMall.

The InsuranceMall I Opener could be your second step to get critical reviews on Insurance, particulary Health Insurance. Here is the quick link for your access.

Which is the Best Health Insurance Policy available for Individuals in India?

Good luck with your Health Insurance Purchase.

Cheers!

Manish



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