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Health Insurance disqualifications for pre-existing conditions

Asked Oct 7, 2008, 08:50 AM — 2 Answers
If a person is voluntarily terminated, currently receiving COBRA benefits and takes a new position, is the new employers health insurance provider legally allowed to disqualify the individual for a pre-existing condition?

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twinkiedooter's Avatar
twinkiedooter Posts: 12,172, Reputation: 6046
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#2

Oct 10, 2008, 10:13 AM
Yes. The one way around this would be to enroll during the new company's open enrollment period.
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Fr_Chuck's Avatar
Fr_Chuck Posts: 72,624, Reputation: 37031
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#3

Oct 10, 2008, 01:18 PM


This will differ by state in the US, and by policy, Most group plans in the group market allow everyone reqardless of health during the first >>>> days of going to work, or during open enrollment times.

While this is the normal esp in larger companies, in very small companies this may not be the norm.
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