Ask Experts Questions for FREE Help !
Ask
    dj0716's Avatar
    dj0716 Posts: 1, Reputation: 1
    New Member
     
    #1

    Aug 14, 2011, 07:07 AM
    I double insurance?
    How does co-pays work with double insurance I have 12 visits with $25 co-pay and my husband has 12 visits with $0 copay what do I pay
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
     
    #2

    Aug 14, 2011, 08:18 AM

    When two people have Family insurance coverage, there is something called coordination of benefits. Generally, the primary insurance pays what they cover, if it is not 100%, then you can submit a claim for the balance to the secondary coverage. They will then pay according to the policy provisions. So, when you go to the doctor, you pay the $25 and then submit a claim to your husband's insurance. However, with a limited number of visits, it may work differently. I would consult your benefits people for a full explanation.

Not your question? Ask your question View similar questions

 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

Double medical insurance coverage [ 7 Answers ]

Is it illegal to have double coverage medical insurance. For example; can one person have two Kaiser plans so they don't have to pay any copays?

Health insurance double coverage [ 2 Answers ]

My spouse and I are covered by my Federal Health Insurance (Blue Cross). She is also additionally covered by AARP, United Health Care - some of her health care providers do not accept Blue Cross. Blue Cross has just notified me that they will not pay any more claims for her until I provide them...

Double Insurance [ 5 Answers ]

I have a question about having double insurance. I have my own health insurance through my employer. My husband has his through his employer. I am thinking of adding my husband to my insurance. In the next 4-5 years he will probably have to have a kidney transplant because of a genetic disease he...

Double Insurance [ 2 Answers ]

Hi.mi wife and I have double insurance, we would like to cancel one of them. Her insurance end in December and mine in April.there is something we can do?

Double Health Insurance [ 4 Answers ]

Is it legal to be covered by more than one health insurance policy? Right now I am covered be an HMO. Because of the care I am receiving (or lack of care I am receiving), I would like to also be covered under another insurance policy to see different doctors. However, I do not want to give up...


View more questions Search