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Mom's Checking Account After She Passed Away

Asked Aug 10, 2012, 09:58 PM — 2 Answers
My Mom passed away last month. My name is on her checking account along with her's. She received an insurance check to repair the roof of her's and my house, my name is on the deed along with her's. We have lived in this house for over 4 years. I have been her caregiver for around 6 years and have lived with her since 2001 at her request. I deposited the check into her account on the advice of her insurance agent. Someone told me I could be in trouble. She didn't have a will and there isn't an executor of estate. Am I in trouble?
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tickle's Avatar
tickle Posts: 19,324, Reputation: 12336
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#2

Aug 11, 2012, 03:03 AM
You shared a joint checking account so there was nothing wrong depositing the cheque into the account. If she didnt have a will, now is the time to talk to a lawyer.
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AK lawyer's Avatar
AK lawyer Posts: 9,922, Reputation: 4212
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#3

Aug 11, 2012, 04:59 AM
Are you a named insured on the insurance policy? If so, you should have been on the check.

If not, strictly speaking, the insurance company could protest if you deposited the check into what is in effect your account. Will they? I doubt it.
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